3023 E Copper Ridge Loop, Billings, MT 59106 Property Records

Yellowstone County property record for 3023 E Copper Ridge Loop, Billings, MT 59106

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,296 sqft · built 2007
Lot Size	0.233 acres (10,129 sqft)
Owner	2 Company Names on File
Tax Bill	$4,670 (2025)
Deeds & Mortgages	May 2021 Mortgage Oct 2021 Mortgage + 9 more
Flood Zone	Zone X (minimal risk)
APN	`000A330500`

Property Details

APN / Parcel Number

Primary APN	`000A330500`
Alternative APNs	`03-1031-25-3-04-21-0000` `R0334288` `A33050`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,296 sqft Living Area
Gross Area	3,466 sqft
1st Floor Area	1,763 sqft
Basement Area	1,703 sqft
Finished Basement	1,533 sqft
Unfinished Basement	170 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2010
Architectural Style	Bi-Level
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,129 sqft (0.233 acres)
View / Lot	Neighborhood / Spot
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Frame Porch
Porch Area	49 sqft
Deck Area	126 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3023 E COPPER RIDGE LOOP
City	BILLINGS
State	MT
Zip	59106-2227
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COPPER RIDGE SUB 1ST FILING, S25, T01 N, R24 E, BLOCK 2, LOT 11
Legal Range	24E
Legal Township	01N
Legal Section	25
Legal Subdivision	COPPER RIDGE SUB 1ST FILING
Legal Block	2
Legal Lot Number	11
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	NORTHWEST YELLOWSTONE
Census Block Group	2
Census Block	2095
Census Tract	1403

Owner

3023 E Copper Ridge Loop is owned by a company that acquired it in November 2025.

Source: Yellowstone County records, as of September 9, 2026

Owner of Record	2 Company Names on File
Mailing Address	3023 E COPPER RIDGE LOOP, BILLINGS, MT 59106-2227
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 17, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 28, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 18, 2024	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 5, 2025	Intrafamily Transfer, Transfer
Jun 28, 2024	Warranty Deed, Transfer · Conventional Mortgage BMO BANK NA
Apr 5, 2017	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Jan 28, 2022	Intrafamily Transfer, Transfer FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE CO
Feb 12, 2021	Deed, Transfer FIRST MONTANA TITLE
Dec 1, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 2, 2020	Warranty Deed, Transfer · FHA Mortgage OPPORTUNITY BK/MT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 12, 2021
Deed Sale	Feb 12, 2021
Prior Sale	Apr 2, 2020 · Amount on File
Deed Document Number	20213959643
Last Transfer Date	Nov 5, 2025
Transfer Doc	0004118972
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	3023 E COPPER RIDGE LOOP, BILLINGS, MT 59106-2227
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3023 E COPPER RIDGE LOOP, BILLINGS, MT 59106-2227

Mortgage

Document Number	0003972640
Date	May 17, 2021
Instrument	3972640

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	347 Months
Due	Apr 1, 2050

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	3023 E COPPER RIDGE LOOP, BILLINGS, MT 59106-2227
Transaction Type	Mortgage
Record Updated	Jan 13, 2026
Title Company	FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003992618
Date	Oct 6, 2021
Instrument	3992618

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	3023 E COPPER RIDGE LOOP, BILLINGS, MT 59106-2227
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3023 E COPPER RIDGE LOOP, BILLINGS, MT 59106-2227

Mortgage

Document Number	0004103443
Date	May 28, 2025
Instrument	4103443

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2055

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	3023 E COPPER RIDGE LOOP, BILLINGS, MT 59106-2227
Transaction Type	Mortgage
Record Updated	Jan 13, 2026
Title Company	FIRST MONTANA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3023 E COPPER RIDGE LOOP, BILLINGS, MT 59106-2227

Mortgage

Document Number	0004092488
Date	Dec 18, 2024
Instrument	4092488

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2055

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	YELLOWSTONE MT
Recording Date	Nov 5, 2025
Property Address	3023 E COPPER RIDGE LOOP, BILLINGS, MT 59106-2227
Document Number	0004118972
Map Reference	DOC 3348335
Instrument Date	Oct 31, 2025
Instrument	4118972
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3023 E COPPER RIDGE LOOP, BILLINGS, MT 59106-2227

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3023 E COPPER RIDGE LOOP, BILLINGS, MT 59106-2227

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Jun 28, 2024
Property Address	3023 E COPPER RIDGE LOOP, BILLINGS, MT 59106-2227
Document Number	0004077372
Map Reference	DOC 3863929
Instrument Date	Jun 14, 2024
Instrument	4077372
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3110 FORBES BLVD, BILLINGS, MT 59106-1625

Mortgage

Document Number	0004077373
Date	Jun 28, 2024
Instrument	4077373

Lender

Name	BMO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2054

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	3023 E COPPER RIDGE LOOP, BILLINGS, MT 59106-2227
Transaction Type	Mortgage
Record Updated	Aug 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003810262
Date	Apr 5, 2017
Instrument	3810262

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 25, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	YELLOWSTONE MT
Recording Date	Jan 28, 2022
Property Address	3023 E COPPER RIDGE LOOP, BILLINGS, MT 59106-2227
Document Number	0004006262
Map Reference	DOC 3348335
Instrument Date	Dec 30, 2021
Instrument	4006262
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3023 E COPPER RIDGE LOOP, BILLINGS, MT 59106-2227
Investor	Possibly a Property Investor

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Feb 12, 2021
Property Address	3023 E COPPER RIDGE LOOP, BILLINGS, MT 59106-2227
Document Number	0003959643
Map Reference	DOC 3863929
Instrument Date	Feb 12, 2021
Instrument	3959643
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	FIRST MONTANA TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 20174, BILLINGS, MT 59104-0174

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8880 W SUNSET RD STE 250, 250, LAS VEGAS, NV 89148-5006
Investor	Possibly a Property Investor

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Dec 1, 2020
Property Address	3023 E COPPER RIDGE LOOP, BILLINGS, MT 59106-2227
Document Number	0003949895
Instrument Date	Nov 30, 2020
Instrument	3949895
Transaction Type	Transfer
Record Updated	Dec 9, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3023 E COPPER RIDGE LOOP BILLINGS MT 591062227, BILLINGS, MT 59106-2227

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Apr 2, 2020
Property Address	3023 E COPPER RIDGE LOOP, BILLINGS, MT 59106-2227
Document Number	0003916064
Instrument Date	Apr 1, 2020
Instrument	3916064
Transaction Type	Transfer
Record Updated	May 27, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3023 E COPPER RIDGE LOOP BILLINGS MT 591062227, BILLINGS, MT 59106-2227

Mortgage

Document Number	3916065
Date	Apr 2, 2020
Instrument	3916065

Lender

Name	OPPORTUNITY BK/MT
Address	HELENA, MT 59604

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3023 E Copper Ridge Loop was $4,670, down 8.5% from the year before.

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
Municipality	Billings City
County	Yellowstone County
Elementary School District	Billings Elementary School District (PK - 08)
Secondary School District	Billings High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$604,800 (-) Land $85,312 Building $519,488	$604,800 (-) Land $85,312 Building $519,488
2025	$4,670.00 (-8.54%)	$604,800 Land $85,312 Building $519,488	$604,800 Land $85,312 Building $519,488
2024	$5,106.00 (+14.59%)
2023	$4,456.00	$499,400	$499,400 Land $69,387 Building $430,013

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3023 E Copper Ridge Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3023 E Copper Ridge Loop is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 60% of Montana
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BILLINGS serves 114,000 people · EPA ID MT0000153
Water Source	Surface water
Last State Inspection	May 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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