3020 E Copper Ridge Loop, Billings, MT 59106 Property Records

Yellowstone County property record for 3020 E Copper Ridge Loop, Billings, MT 59106

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,190 sqft · built 2007
Lot Size	0.171 acres (7,428 sqft)
Owner	2 Individual Names on File
Last Sale	$381,806 (Jul 2026)
Tax Bill	$2,321 (2025)
Deeds & Mortgages	Aug 2026 Transfer Jul 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`000A331010`

Property Details

APN / Parcel Number

Primary APN	`000A331010`
Alternative APNs	`03-1031-25-3-05-67-0000` `R0334339` `A33101`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,190 sqft Living Area
Gross Area	2,830 sqft
1st Floor Area	1,422 sqft
Basement Area	1,408 sqft
Finished Basement	768 sqft
Unfinished Basement	640 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,428 sqft (0.171 acres)
View / Lot	Neighborhood / Spot
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	96 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3020 E COPPER RIDGE LOOP
City	BILLINGS
State	MT
Zip	59106-2227
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COPPER RIDGE SUB 1ST FILING, S25, T01 N, R24 E, BLOCK 3, LOT 66, (06) 7428 SQ FT
Legal Range	24E
Legal Township	01N
Legal Section	25
Legal Subdivision	COPPER RIDGE SUB 1ST FILING
Legal Block	3
Legal Lot Number	66
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	NORTHWEST YELLOWSTONE
Census Block Group	2
Census Block	2094
Census Tract	1403

Owner

3020 E Copper Ridge Loop is owned and occupied by two individuals who bought it in July 2026.

Source: Yellowstone County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3020 E COPPER RIDGE LOOP, BILLINGS, MT 59106-2227
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Quit Claim Deed, Transfer TITLE ESCROW, FLYING S TITLE AND ESCROW
Jul 7, 2026	Warranty Deed, Transfer · FHA Mortgage ZILLOW HOME LOANS LLC
Sep 28, 2022	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2026 · Amount on File
Deed Sale	Jul 7, 2026 · Amount on File
Prior Sale	Sep 28, 2022 · Amount on File
Deed Document Number	20264138348
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Aug 26, 2026
Property Address	3020 E COPPER RIDGE LOOP, BILLINGS, MT 59106-2227
Document Number	0004144443
Instrument Date	Jul 7, 2026
Instrument	20264144443
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	TITLE ESCROW, FLYING S TITLE AND ESCROW

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Percentage Unclear

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Jul 7, 2026
Property Address	3020 E COPPER RIDGE LOOP, BILLINGS, MT 59106-2227
Document Number	0004138348
Instrument Date	Jul 1, 2026
Instrument	20264138348
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	TITLE ESCROW, FLYING S TITLE AND ESCROW

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0004138348,
Date	Jul 7, 2026
Instrument	20264138348

Lender

Name	ZILLOW HOME LOANS LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Sep 28, 2022
Property Address	3020 E COPPER RIDGE LOOP, BILLINGS, MT 59106-2227
Document Number	0004031055
Map Reference	DOC 3348335
Instrument Date	Sep 22, 2022
Instrument	4031055
Transaction Type	Transfer
Record Updated	Oct 17, 2022
Title Company	FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3020 E COPPER RIDGE LOOP, BILLINGS, MT 59106-2227

Mortgage

Document Number	0004031056
Date	Sep 28, 2022
Instrument	4031056

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 3020 E Copper Ridge Loop was $2,321, down 30.9% from the year before.

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
Municipality	Billings City
County	Yellowstone County
Elementary School District	Billings Elementary School District (PK - 08)
Secondary School District	Billings High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$305,261 (-31.37%) Land $47,931 Building $257,330	$305,261 (-31.37%) Land $47,931 Building $257,330
2025	$2,321.00 (-30.94%)	$444,800 Land $47,931 Building $396,869	$444,800 Land $47,931 Building $396,869
2024	$3,361.00 (-2.86%)
2023	$3,460.00	$387,700	$387,700 Land $65,011 Building $322,689

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3020 E Copper Ridge Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3020 E Copper Ridge Loop is moderate, ranking above 59% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 65% of Montana
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BILLINGS serves 114,000 people · EPA ID MT0000153
Water Source	Surface water
Last State Inspection	May 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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