Hillsborough County property record for 3023 Cunard Dr, Valrico, FL 33596
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,454 sqft · built 1985 |
| Lot Size | 0.327 acres (14,262 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $90,000 (Apr 2008) |
| Tax Bill | $3,472 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Feb 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 087348-7418 |
| Primary APN | 087348-7418 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,454 sqft Living Area |
| Gross Area | 3,588 sqft |
| 1st Floor Area | 2,454 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 14,262 sqft (0.327 acres) |
| Lot Dimensions | 140 ft deep x 104 ft wide |
| Garage Type | Attached |
| Garage Area | 644 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Pool Area | 384 sqft |
| Porch | Open Porch |
| Porch Area | 490 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0873487418 |
|---|---|
| Street Address | 3023 CUNARD DR |
| City | VALRICO |
| State | FL |
| Zip | 33596-5254 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSC-6 |
| Legal Description | OAKLANE ESTATES PHASE I LOT 3 BLOCK 2 |
| Legal Range | 21E |
| Legal Township | 30S |
| Legal Section | 06 |
| Legal Subdivision | OAKLANE ESTATES PHASE I |
| Legal Phase | I |
| Legal Tract | 35T |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | BRANDON |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 13206 |
3023 Cunard Dr is owned and occupied by two individuals who bought it in April 2008.
Source: Hillsborough County records, as of September 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3023 CUNARD DR, VALRICO, FL 33596-5254 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Feb 16, 2018 | Deed of Trust, Mortgage · Line of Credit GROW FINANCIAL FCU |
| Nov 29, 2018 | Deed of Trust, Mortgage · Line of Credit GROW FINANCIAL FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 16, 2008 · Amount on File |
| Deed Sale | Apr 16, 2008 · Amount on File |
| Prior Sale | Sep 19, 2001 · Amount on File |
| Deed Document Number | 2008136463 |
| Deed Book / Page | 18575 / 791 |
| Prior Transfer Date | Mar 24, 2008 |
| Prior Transfer Doc | 0000136463 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 3023 CUNARD DR, VALRICO, FL 33596-5254 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3023 CUNARD DR, VALRICO, FL 33596-5254 |
| Document Number | 2021231744 |
|---|---|
| Date | May 7, 2021 |
| Instrument | 2021231744 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 3023 CUNARD DR, VALRICO, FL 33596-5254 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0255641188 |
|---|---|
| Date | Feb 16, 2018 |
| Book Page | 25564/1188 |
| Instrument | 2018065289 |
| Name | GROW FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33689 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Feb 1, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 3023 CUNARD DR, VALRICO, FL 33596-5254 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0262380427 |
|---|---|
| Date | Nov 29, 2018 |
| Book Page | 26238/0427 |
| Instrument | 2018479915 |
| Name | GROW FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33689 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 231 Months |
| Due | Feb 1, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 3023 Cunard Dr was $3,472 with a homeowner's exemption.
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $196,989 (+2.7%) | $390,660 (-1.82%) Land $118,810 Building $271,850 | |
| 2025 | $3,472.00 Homeowner's exemption | $191,810 | $397,901 Land $118,810 Building $279,091 |
| 2023 | $3,067.00 (+6.05%) Homeowner's exemption | $180,975 (+3%) | $380,959 (+1.57%) Land $111,821 Building $269,138 |
| 2022 | $2,892.00 Homeowner's exemption | $175,704 | $375,085 Land $111,821 Building $263,264 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3023 Cunard Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 10 (1998–2024) |
| Claims Outside the SFHA | 10 of 10 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3023 Cunard Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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