3017 Cunard Dr, Valrico, FL 33596 Property Records

Hillsborough County property record for 3017 Cunard Dr, Valrico, FL 33596

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,430 sqft · built 1986
Lot Size	0.332 acres (14,474 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,931 (2025)
Deeds & Mortgages	Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`087348-7480`

Property Details

APN / Parcel Number

Primary APN	`087348-7480`
Alternative APN	`U06302135U000002000060`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,430 sqft Living Area
Gross Area	3,258 sqft
1st Floor Area	2,430 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2006
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	14,474 sqft (0.332 acres)
Lot Dimensions	119 ft deep x 125 ft wide
Garage Type	Attached
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Screened Porch
Porch Area	267 sqft
Patio Area	330 sqft
Gazebo	170 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0873487480
Street Address	3017 CUNARD DR
City	VALRICO
State	FL
Zip	33596-5254
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSC-6
Legal Description	OAKLANE ESTATES PHASE II LOT 6 BLOCK 2
Legal Range	21E
Legal Township	30S
Legal Section	06
Legal Subdivision	OAKLANE ESTATES PHASE II
Legal Phase	II
Legal Tract	35U
Legal Block	2
Legal Lot Number	6
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	BRANDON
Census Block Group	1
Census Block	1004
Census Tract	13206

Owner

3017 Cunard Dr is owned and occupied by two individuals.

Source: Hillsborough County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3017 CUNARD DR, VALRICO, FL 33596-5254
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	3017 CUNARD DR, VALRICO, FL 33596-5254
Document Number	0000043596
Instrument Date	Jan 23, 2020
Transaction Type	Mortgage
Record Updated	Feb 16, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3017 CUNARD DR VALRICO FL 335965254, VALRICO, FL 33596-5254

Mortgage

Document Number	0000043596
Date	Jan 28, 2021
Instrument	43596

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 27, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3017 Cunard Dr was $2,931 with a homeowner's exemption.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$170,483 (+2.7%)	$364,853 (-1%) Land $121,380 Building $243,473
2025	$2,931.00 Homeowner's exemption	$166,001	$368,538 Land $121,380 Building $247,158
2023	$2,597.00 (+6.65%) Homeowner's exemption	$156,624 (+3%)	$351,348 (+1.65%) Land $114,240 Building $237,108
2022	$2,435.00 Homeowner's exemption	$152,062	$345,628 Land $114,240 Building $231,388

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3017 Cunard Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	10 (1998–2024)
Claims Outside the SFHA	10 of 10
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3017 Cunard Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20