Charlotte County property record for 30228 Alder Rd, Punta Gorda, FL 33982
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,136 sqft · built 1988 |
| Lot Size | 0.232 acres (10,125 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $31,250 (Sep 2013) |
| Tax Bill | $347 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 402418380019 |
| Primary APN | 402418380019 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,136 sqft Living Area |
| Gross Area | 1,640 sqft |
| 1st Floor Area | 1,136 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 10,125 sqft (0.232 acres) |
| Lot Dimensions | 135 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 240 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 00956850000002 |
|---|---|
| Street Address | 30228 ALDER RD |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33982-1392 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF5 |
| Legal Description | RIDGE HARBOR 2ND ADD LT 284 394/754 521/446 917/2048 986-1703 1046-1909 3804/1715 |
| Legal Range | 24E |
| Legal Township | 40S |
| Legal Section | 18 |
| Legal Subdivision | RIDGE HARBOR 2ND ADD |
| Legal Tract | RIH |
| Legal Block | 1 |
| Legal Lot Number | 284 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 10100 |
30228 Alder Rd is owned and occupied by two individuals who bought it in September 2013.
Source: Charlotte County records, as of November 19, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 30228 ALDER RD, PUNTA GORDA, FL 33982-1392 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 19, 2013 · Amount on File |
| Deed Sale | Sep 19, 2013 · Amount on File |
| Deed Document Number | 20132211775 |
| Deed Book / Page | 3804 / 1715 |
| Prior Transfer Date | Sep 6, 2013 |
| Prior Transfer Doc | 0038041715 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 30228 ALDER RD, PUNTA GORDA, FL 33982-1392 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2021 |
| Name | Verified Name |
|---|---|
| Address | 30228 ALDER RD, PUNTA GORDA, FL 33982-1392 |
| Document Number | 0048101307 |
|---|---|
| Date | Jul 23, 2021 |
| Book Page | 4810/1307 |
| Instrument | 2975942 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2036 |
The 2025 property tax bill for 30228 Alder Rd was $347 with a homeowner's exemption, down 69.1% from the year before.
Source: Charlotte County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $347.00 (-69.07%) Homeowner's exemption | $48,013 | $169,903 Land $11,900 Building $158,003 |
| 2024 | $1,122.00 (+4.28%) | ||
| 2023 | $1,076.00 (+6.01%) Homeowner's exemption | $45,301 (+3%) | $94,282 (-33.52%) Land $14,153 Building $80,129 |
| 2022 | $1,015.00 Homeowner's exemption | $43,982 | $141,823 Land $10,404 Building $131,419 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 30228 Alder Rd in Zone X, an area of moderate flood risk, though there have been 11 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 518 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 870 units insured incl. 352 condo units |
| Nearby Flood Claims | 11 (1995–2024) |
| Claims Outside the SFHA | 4 of 11 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 30228 Alder Rd is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 47% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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