30221 Alder Rd, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 30221 Alder Rd, Punta Gorda, FL 33982

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,092 sqft · built 1975
Lot Size	0.232 acres (10,125 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Feb 2025)
Tax Bill	$2,888 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Dec 2020 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`402418382012`

Property Details

APN / Parcel Number

Primary APN	`402418382012`
Alternative APNs	`00956800000007` `10004626371`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
Gross Area	1,796 sqft
1st Floor Area	1,092 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Frame/Metal
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	10,125 sqft (0.232 acres)
Lot Dimensions	135 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	476 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	444 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	00956800000007
Street Address	30221 ALDER RD
City	PUNTA GORDA
State	FL
Zip	33982-1393
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF5
Legal Description	RIDGE HARBOR 2ND ADD LT 278 455/494 556/763 557/143 557/844 875/2012 1509/752 1729/2099 UNREC DC-JWR DC4675/373-JLR 4675/374 4818/1741 3499688
Legal Range	24E
Legal Township	40S
Legal Section	18
Legal Subdivision	RIDGE HARBOR 2ND ADD
Legal Tract	RIH
Legal Lot Number	278
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	1
Census Block	1054
Census Tract	10100

Owner

Source: Charlotte County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	30221 ALDER RD, PUNTA GORDA, FL 33982-1393
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2021	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Dec 10, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Aug 7, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2025 · Amount on Record
Deed Sale	Feb 27, 2025 · Amount on Record
Prior Sale	Aug 5, 2021 · Amount on Record
Deed Document Number	20253499688
Prior Transfer Date	May 1, 2020
Prior Transfer Doc	0046121610
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Aug 5, 2021
Property Address	30221 ALDER RD, PUNTA GORDA, FL 33982-1393
Document Number	0048181741
Book / Page	4818 / 1741
Map Reference	MB 3 PG 66
Instrument Date	Aug 4, 2021
Instrument	2981507
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	FLORIDA ABSTRACT & SECURITY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,575.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 302, HIAWASSEE, GA 30546-0302

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	30221 ALDER RD, PUNTA GORDA, FL 33982-1393

Mortgage

Document Number	48181742
Date	Aug 5, 2021
Instrument	4818/1742

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Dec 10, 2020
Property Address	30221 ALDER RD, PUNTA GORDA, FL 33982-1393
Document Number	0046750374
Book / Page	004675 / 000374
Instrument Date	Dec 8, 2020
Instrument	2881595
Transaction Type	Transfer
Record Updated	Jan 8, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	30221 ALDER RD PUNTA GORDA FL 339821393, PUNTA GORDA, FL 33982-1393

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Aug 7, 2020
Property Address	30221 ALDER RD, PUNTA GORDA, FL 33982-1393
Document Number	0046121610
Book / Page	004612 / 001610
Instrument Date	Jan 5, 2020
Instrument	2838648
Transaction Type	Transfer
Record Updated	Oct 1, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3372 HOOPER BRANCH RD HIAWASSEE GA 305464338, HIAWASSEE, GA 30546-4338

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,888.00 (-2.04%)	$168,915 (-4.19%)	$172,504 (+33.07%) Land $11,900 Building $160,604
2024	$2,948.00 (-6.32%)
2023	$3,147.00 (-19.62%) Homeowner's exemption	$176,308 (-22.73%)	$129,638 (-43.19%) Land $14,153 Building $115,485
2022	$3,915.00 Homeowner's exemption	$228,176 Land $10,404 Building $217,772	$228,176 Land $10,404 Building $217,772

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 518 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	870 units insured incl. 352 condo units
Nearby Flood Claims	11 (1995–2024)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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