3022 Madison Ave, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 3022 Madison Ave, Covington, KY 41015

Property Summary

Property Type	Other Improved
Details	2,300 sqft · built 1960
Lot Size	0.45 acres (19,602 sqft)
Owner	Owner Name on File
Tax Bill	$1,656 (2025)
Deeds & Mortgages	Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`056-11-09-003.00`

Property Details

APN / Parcel Number

Primary APN	`056-11-09-003.00`

Interior

Stories	1 Story
Building Area	2,300 sqft Finished Area

Exterior

Year Built	Built 1960
Lot Area	19,602 sqft (0.45 acres)
Lot Dimensions	200 ft deep x 100 ft wide

Location & Zoning

Old Parcel Number	0561109003.00
Street Address	3022 MADISON AVE
City	COVINGTON
State	KY
Zip	41015-1043
Property Category	Other
Property Type	Other > Other Improved
Legal Description	0.45 ACS NS MADISON 100X200'
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2009
Census Tract	65100

Owner

Source: Kenton County records · APN 056-11-09-003.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	9455 TEBBS CT, HARRISON, OH 45030-2822

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Prior Sale	Mar 24, 1997 · Amount on Record
Last Transfer Date	Jul 16, 2013
Transfer Doc	0000000620
Record Updated	Jun 08, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	3022 MADISON AVE, COVINGTON, KY 41015-1043
Transaction Type	Mortgage
Record Updated	Jan 05, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3022 MADISON AVE, COVINGTON, KY 41015-1043

Mortgage

Document Number	0005900129
Date	Feb 08, 2021
Book Page	164/943
Instrument	21020805900129

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	156 Months
Due	Feb 02, 2034

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,656.00 (-0.54%)	$125,000 (-) Land $60,000 Building $65,000	$125,000 (-) Land $60,000 Building $65,000
2023	$1,665.00	$125,000 Land $60,000 Building $65,000	$125,000 Land $60,000 Building $65,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 19, 2015 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1993 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile USA.

Based on FCC filings for 384 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.