3017 Madison Ave, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 3017 Madison Ave, Covington, KY 41015

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,122 sqft · built 1921
Lot Size	0.06 acres (2,614 sqft)
Owner	2 Individual Names on Record
Last Sale	$190,000 (Dec 2023)
Tax Bill	$2,517 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Aug 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`056-11-02-001.00`

Property Details

APN / Parcel Number

Primary APN	`056-11-02-001.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,122 sqft Finished Area
Gross Area	1,547 sqft

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Lot Area	2,614 sqft (0.06 acres)
Lot Dimensions	100 ft deep x 25 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3017 MADISON AVE
City	COVINGTON
State	KY
Zip	41015-1042
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MILLDALE LAND CO LOT 221
Legal Subdivision	MILLDALE LAND CO
Legal Lot Number	221
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3001
Census Tract	61400

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5001 KINGSLEY DR, CINCINNATI, OH 45227-1114
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2023	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA
Aug 18, 2022	Intrafamily Transfer, Transfer
Apr 15, 2022	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Dec 21, 2020	Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2023 · Amount on Record
Deed Sale	Dec 28, 2023 · Amount on Record
Prior Sale	Jul 26, 2023 · Amount on Record
Deed Document Number	2023160
Deed Book / Page	263 / 305
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	3017 MADISON AVE, COVINGTON, KY 41015-1042
Transaction Type	Mortgage
Record Updated	Jan 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	546 HALLAM AVE, ERLANGER, KY 41018-2279

Mortgage

Document Number	0005900161
Date	Dec 28, 2023
Book Page	KCM 517/119
Instrument	23122805900161

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENTON KY
Recording Date	Aug 18, 2022
Property Address	3017 MADISON AVE, COVINGTON, KY 41015-1042
Document Number	0005900142
Book / Page	184 / 710
Map Reference	PL 174
Instrument Date	Aug 12, 2022
Instrument	22081805900142
Transaction Type	Transfer
Record Updated	Aug 29, 2022

Transaction

Tax	$32.50
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	418 WALLACE AVE APT 3, 418, COVINGTON, KY 41014-1568

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3017 MADISON AVE, COVINGTON, KY 41015-1042

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	3017 MADISON AVE, COVINGTON, KY 41015-1042
Transaction Type	Mortgage
Record Updated	Apr 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3017 MADISON AVE, COVINGTON, KY 41015-1042

Mortgage

Document Number	0005900184
Date	Apr 15, 2022
Book Page	361/649
Instrument	22041505900184

Lender

Name	TRUIST BANK
Type	Bank
Address	WINSTON SALEM, NC 27101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Mar 18, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	KENTON KY
Recording Date	Dec 21, 2020
Property Address	3017 MADISON AVE, COVINGTON, KY 41015-1042
Document Number	0005900238
Book / Page	62 / 46
Map Reference	PL 174
Instrument Date	Dec 18, 2020
Instrument	20122105900238
Transaction Type	Transfer
Record Updated	Jan 18, 2022
Title Company	KENTUCKY LAND TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	202 E 24TH ST, 202, COVINGTON, KY 41014-1706

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3017 MADISON AVE, COVINGTON, KY 41015-1042

Mortgage

Document Number	0005900239
Date	Dec 21, 2020
Book Page	144/30
Instrument	20122105900239

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$190,000 (-) Land $10,000 Building $180,000	$190,000 (-) Land $10,000 Building $180,000
2025	$2,517.00 (+137.9%)	$190,000 (+138.99%) Land $5,000 Building $185,000	$190,000 (+138.99%) Land $5,000 Building $185,000
2023	$1,058.00	$79,500 Land $5,000 Building $74,500	$79,500 Land $5,000 Building $74,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

Nearby Properties on Madison Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures