3022 Kama Ave, McHenry, IL 60050 Property Records

McHenry County property record for 3022 Kama Ave, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,232 sqft · built 1974
Lot Size	0.964 acres (42,019 sqft)
Owner	2 Owner Names on File
Last Sale	$235,000 (Nov 2003)
Deeds & Mortgages	Oct 2022 Line of Credit Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-24-302-009`

Property Details

APN / Parcel Number

Primary APN	`09-24-302-009`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,232 sqft Living Area
Gross Area	1,792 sqft
1st Floor Area	1,232 sqft

Exterior

Year Built	Built 1974
Architectural Style	A-Frame
Exterior Material	Frame/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	42,019 sqft
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Pool Area	648 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3022 KAMA AVE
City	MCHENRY
State	IL
Zip	60050-2820
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2003R0158252 LT 1 COUNTRY ACRES UNIT 2
Legal Range	08E
Legal Township	45N
Legal Section	24
Legal Subdivision	COUNTRY ACRES 02
Legal Block	302
Legal Lot Number	1
Legal Unit	2
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	1
Census Block	1043
Census Tract	870604

Owner

The current owner of 3022 Kama Ave bought it in November 2003.

Source: McHenry County records, as of May 13, 2024

Owner of Record	2 Owner Names on File
Mailing Address	3022 KAMA AVE, MCHENRY, IL 60050-2820
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2022	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Jan 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2003 · Amount on File
Deed Sale	Nov 24, 2003 · Amount on File
Prior Sale	Jan 12, 1998 · Amount on File
Deed Document Number	2003R0158252
Record Updated	Jun 7, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	3022 KAMA AVE, MCHENRY, IL 60050-2820
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3022 KAMA AVE, MCHENRY, IL 60050-2820

Mortgage

Document Number	0000035506
Date	Oct 17, 2022
Instrument	2022R0035506

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 13, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.64%
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	3022 KAMA AVE, MCHENRY, IL 60050-2820
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PRAIRIE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000815
Date	Jan 6, 2021
Instrument	2021R0000815

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.99%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Unified School District	Johnsburg Community Unit School District 12 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$87,152 Land $21,555 Building $65,597	$261,456 Land $64,665 Building $196,791

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3022 Kama Ave in Zone X, an area of minimal flood risk, though there have been 30 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	30 (1978–2017)
Claims Outside the SFHA	6 of 30
Most Recent Claim	Jul 2017 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims Severe Storms & Flooding, Apr 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3022 Kama Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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