2916 Kama Ave, McHenry, IL 60050 Property Records

McHenry County property record for 2916 Kama Ave, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,952 sqft · built 1972
Lot Size	0.905 acres (39,640 sqft)
Owner	2 Trust Names on File
Last Sale	$161,000 (Nov 1995)
Tax Bill	$7,896 (2024)
Deeds & Mortgages	Sep 2023 Transfer May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-24-302-014`

Property Details

APN / Parcel Number

Primary APN	`09-24-302-014`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,952 sqft Living Area
1st Floor Area	1,952 sqft
Basement Area	1,748 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Brick
Lot Area	39,640 sqft (0.905 acres)
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2916 KAMA AVE
City	MCHENRY
State	IL
Zip	60050-2818
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2023R0023029 LT 6 COUNTRY ACRES UNIT 2
Legal Subdivision	COUNTRY ACRES
Legal Block	302
Legal Lot Number	6
Legal Unit	2
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	1
Census Block	1043
Census Tract	870604

Owner

2916 Kama Ave is owner-occupied and held in a trust since April 1996.

Source: McHenry County records, as of March 27, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2916 KAMA AVE, MCHENRY, IL 60050-2818
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2023	Intrafamily Transfer, Transfer
May 30, 2019	Deed of Trust, Mortgage · Commercial Mortgage HOME STATE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 29, 1995 · Amount on File
Deed Sale	Nov 29, 1995 · Amount on File
Last Transfer Date	Apr 16, 1996
Record Updated	Oct 29, 2026

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCHENRY IL
Recording Date	Sep 14, 2023
Property Address	2916 KAMA AVE, MCHENRY, IL 60050-2818
Document Number	0000023029
Map Reference	DOC 497993
Instrument Date	Sep 8, 2023
Instrument	2023R0023029
Transaction Type	Transfer
Record Updated	Sep 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2916 KAMA AVE, MCHENRY, IL 60050-2818

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	2916 KAMA AVE, MCHENRY, IL 60050-2818
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015223
Date	May 30, 2019
Instrument	2019R0015223

Lender

Name	HOME STATE BANK NA
Type	Bank
Address	CRYSTAL LAKE, IL 60014

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly
Min Rate At Change	3.5%
Max Rate	18%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Unified School District	Johnsburg Community Unit School District 12 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$7,896.00	$127,335 Land $25,934 Building $101,401	$382,005 Land $77,802 Building $304,203
2022	Homeowner's exemption Additional exemption filed	$105,835 Land $21,555 Building $84,280	$317,505 Land $64,665 Building $252,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2916 Kama Ave in Zone X, an area of minimal flood risk, though there have been 30 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	30 (1978–2017)
Claims Outside the SFHA	6 of 30
Most Recent Claim	Jul 2017 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims Severe Storms & Flooding, Apr 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2916 Kama Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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