3021 Cornwell Dr, Morganton, NC 28655 Property Records

Burke County property record for 3021 Cornwell Dr, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,072 sqft · built 2023
Lot Size	10 acres (437,778 sqft)
Owner	2 Individual Names on Record
Last Sale	$159,000 (Jul 2006)
Tax Bill	$6,595 (2025)
Deeds & Mortgages	Dec 2022 Construction Loan Apr 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`1771688972`

Property Details

APN / Parcel Number

Primary APN	`1771688972`
Alternative APN	`59753`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	4,072 sqft Living Area
Basement Area	1,560 sqft
Unfinished Basement	1,560 sqft
Flooring	Wood

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	437,778 sqft (10 acres)
Garage Type	Attached
Garage Area	414 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	110 sqft
Patio Area	1,113 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3021 CORNWELL DR
City	MORGANTON
State	NC
Zip	28655-0179
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	3021 CORNWELL DR MORGANTON, NC 28655
Legal Subdivision	BIG SILVER CREEK
Jurisdiction	BURKE NC
Township / Civil Division	SILVER CREEK
Census Block Group	2
Census Block	2003
Census Tract	20303

Owner

Source: Burke County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3021 CORNWELL DR, MORGANTON, NC 28655-0179
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2022	Deed of Trust, Mortgage · Construction Mortgage SOUTH STATE BANK NA
Apr 21, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2006 · Amount on Record
Deed Sale	Jul 5, 2006 · Amount on Record
Deed Document Number	20069281
Deed Book / Page	1578 / 199
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	3021 CORNWELL DR, MORGANTON, NC 28655
Transaction Type	Mortgage
Record Updated	Dec 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2511 STRADFORD DR, GASTONIA, NC 28054-1713

Mortgage

Document Number	0026620798
Date	Dec 22, 2022
Book Page	2662/798
Instrument	2021029116

Lender

Name	SOUTH STATE BANK NA
Type	Bank
Address	CHARLESTON, SC 29406

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2030
Change Frequency	Annually
Min Rate At Change	4.37%
Max Rate At Change	8.37%
Index	1-Year CMT
Max Rate	12.3%

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Apr 21, 2022
Property Address	3021 CORNWELL DR, MORGANTON, NC 28655
Document Number	0026180433
Book / Page	2618 / 433
Map Reference	MB 31 PG 87-8
Instrument Date	Apr 1, 2022
Instrument	2021020242
Transaction Type	Transfer
Record Updated	Nov 1, 2022

Transaction

Amount	Amount Recorded
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2511 STRADFORD DR, GASTONIA, NC 28054-1713

Tax Assessment & Valuation

Source: Burke County assessment roll, as of September 25, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,595.00 (+822.38%)	$985,399 (+816.39%) Land $107,530 Building $877,869	$985,399 (+816.39%) Land $107,530 Building $877,869
2023	$715.00	$107,530 Land $107,530	$107,530 Land $107,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRENTWOOD WATER ASSOCIATION private · serves 6,038 people · EPA ID NC0112103
Water Source	Purchased surface water from CITY OF MORGANTON
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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