2885 Cornwell Dr, Morganton, NC 28655 Property Records

Burke County property record for 2885 Cornwell Dr, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,506 sqft · built 2023
Lot Size	15.8 acres (689,990 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Mar 2022)
Tax Bill	$6,172 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2026 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`1771796916`

Property Details

APN / Parcel Number

Primary APN	`1771796916`
Alternative APN	`59756`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	3,506 sqft Living Area
Flooring	Wood

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Conventional
Exterior Material	Stone
Construction Type	Frame
Foundation Type	Stone
Roof Material	Asphalt
Lot Area	689,990 sqft (15.8 acres)
Garage Type	Attached
Garage Area	1,124 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2885 CORNWELL DR
City	MORGANTON
State	NC
Zip	28655-0177
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	2885 CORNWELL DR MORGANTON, NC 28655
Legal Subdivision	BIG SILVER CREEK PLANTATION
Jurisdiction	BURKE NC
Township / Civil Division	SILVER CREEK
Census Block Group	2
Census Block	2003
Census Tract	20303

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2885 CORNWELL DR, MORGANTON, NC 28655-0177
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage BAY BANK TRUST COMPANY
Sep 3, 2026	Deed of Trust, Mortgage · Line of Credit BAY BANK TRUST COMPANY
Dec 11, 2025	Intrafamily Transfer, Transfer
Apr 15, 2024	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK AND TRUST CO INC
Aug 19, 2022	Deed of Trust, Mortgage · Construction Mortgage FIRST CITIZENS BANK & TRUST CO
Jun 30, 2022	Warranty Deed, Transfer
Mar 14, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 14, 2022 · Amount on Record
Deed Sale	Mar 14, 2022 · Amount on Record
Deed Document Number	202221018558
Deed Book / Page	2609 / 488
Last Transfer Date	Dec 8, 2025
Transfer Doc	0028440268
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Recording Date	Sep 3, 2026
Property Address	2885 CORNWELL DR, MORGANTON, NC 28655-0177
Document Number	0026008413
Book / Page	2895 / 304
Instrument Date	Aug 25, 2026
Instrument	202626008413
Transaction Type	Mortgage
Record Updated	Sep 14, 2026
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2885 CORNWELL DR, MORGANTON, NC 28655-0177

Mortgage

Document Number	0026008413,
Date	Sep 3, 2026
Book Page	2895/304
Instrument	202626008413

Lender

Name	BAY BANK TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Recording Date	Sep 3, 2026
Property Address	2885 CORNWELL DR, MORGANTON, NC 28655-0177
Document Number	0026008414
Book / Page	2895 / 321
Instrument Date	Aug 25, 2026
Instrument	202626008414
Transaction Type	Mortgage
Record Updated	Sep 14, 2026
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2885 CORNWELL DR, MORGANTON, NC 28655-0177

Mortgage

Document Number	0026008414,
Date	Sep 3, 2026
Book Page	2895/321
Instrument	202626008414

Lender

Name	BAY BANK TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BURKE NC
Recording Date	Dec 11, 2025
Property Address	2885 CORNWELL DR, MORGANTON, NC 28655-0177
Document Number	0028440268
Book / Page	2844 / 268
Map Reference	MB 31 PG 87-88
Instrument Date	Dec 8, 2025
Instrument	2025010528
Transaction Type	Transfer
Record Updated	Dec 18, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2885 CORNWELL DR, MORGANTON, NC 28655-0177

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	2885 CORNWELL DR, MORGANTON, NC 28655
Transaction Type	Mortgage
Record Updated	Apr 23, 2024
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2885 CORNWELL DR, MORGANTON, NC 28655

Mortgage

Document Number	0027390027
Date	Apr 15, 2024
Book Page	2739/27
Instrument	2024003142

Lender

Name	FIRST CITIZENS BANK AND TRUST CO INC
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	2885 CORNWELL DR, MORGANTON, NC 28655
Transaction Type	Mortgage
Record Updated	Sep 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026410233
Date	Aug 19, 2022
Book Page	2641/233
Instrument	2022024835

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2027
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	6.62%
Index	Other
Margin	3
Max Rate	9.62%

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Jun 30, 2022
Property Address	2885 CORNWELL DR, MORGANTON, NC 28655
Document Number	0026320255
Book / Page	2632 / 255
Map Reference	MB 31 PG 87&88
Instrument Date	Jun 28, 2022
Instrument	2021022934
Transaction Type	Transfer
Record Updated	Sep 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 5458, ASHEVILLE, NC 28813-5458

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Mar 14, 2022
Property Address	2885 CORNWELL DR, MORGANTON, NC 28655
Document Number	0026090488
Book / Page	2609 / 488
Map Reference	MB 31 PG 87&88
Instrument Date	Mar 2, 2022
Instrument	2022018558
Transaction Type	Transfer
Record Updated	Sep 29, 2023

Transaction

Amount	Amount Recorded
Tax	$320.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 5458, ASHEVILLE, NC 28813-5458

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,172.00 (+1.6%)	$920,547 (-) Land $159,856 Building $760,691	$920,547 (-) Land $159,856 Building $760,691
2025	$6,075.00 (+471.5%)	$920,547 (+145.26%) Land $159,856 Building $760,691	$920,547 (+145.26%) Land $159,856 Building $760,691
2023	$1,063.00	$375,340 Land $159,856 Building $215,484	$375,340 Land $159,856 Building $215,484

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRENTWOOD WATER ASSOCIATION private · serves 6,038 people · EPA ID NC0112103
Water Source	Purchased surface water from CITY OF MORGANTON
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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