Frederick County property record for 3020 White Pine Dr, Monrovia, MD 21770
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,446 sqft · built 1972 |
| Lot Size | 0.56 acres (24,393 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $112,000 (May 1988) |
| Tax Bill | $4,284 (2025) |
| Deeds & Mortgages | Feb 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-236058 |
| Primary APN | 09-236058 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,446 sqft Living Area |
| 1st Floor Area | 1,206 sqft |
| Basement Area | 240 sqft |
| Finished Basement | 240 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 24,393 sqft (0.56 acres) |
| Porch | Open Porch |
| Porch Area | 162 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 236058 |
|---|---|
| Street Address | 3020 WHITE PINE DR |
| City | MONROVIA |
| State | MD |
| Zip | 21770-8839 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | L 7 B B S 2 . 56 AC N/S WHITE PINE DRIVE SUNNY-BROOK FARMS |
| Legal Subdivision | SUNNY-BROOK FARMS |
| Legal Block | B |
| Legal Lot Number | 7 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 9, NEW MARKET |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 752101 |
3020 White Pine Dr is owned and occupied by two individuals who bought it in May 1988.
Source: Frederick County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3020 WHITE PINE DR, MONROVIA, MD 21770-8839 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 18, 1988 · Amount on File |
| Deed Sale | May 18, 1988 · Amount on File |
| Deed Book / Page | 1487 / 687 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 3020 WHITE PINE DR, MONROVIA, MD 21770-8839 |
| Document Number | 0123710031 |
| Instrument Date | Feb 28, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2018 |
| Title Company | UNITY TITLE GROUP LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3020 WHITE PINE DR MONROVIA MD 217708839, MONROVIA, MD 21770-8839 |
| Document Number | 0123710031 |
|---|---|
| Date | Apr 18, 2018 |
| Book Page | 012371/000031 |
| Name | FEDEX EMPS CREDIT ASSN |
|---|---|
| Type | Funding / Finance Company |
| Address | MEMPHIS, TN 38132 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 17, 2033 |
The 2025 property tax bill for 3020 White Pine Dr was $4,284 with a homeowner's exemption.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $365,733 | $393,000 Land $208,700 Building $184,300 | |
| 2025 | $4,284.00 | ||
| 2023 | $3,585.00 | $293,267 | $311,200 Land $144,800 Building $166,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3020 White Pine Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3020 White Pine Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
5G and 4G LTE (outdoors only)
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