Frederick County property record for 3013 White Pine Dr, Monrovia, MD 21770
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,487 sqft · built 1972 |
| Lot Size | 0.48 acres (20,908 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $325,000 (Nov 2003) |
| Tax Bill | $4,402 (2025) |
| Deeds & Mortgages | Aug 2019 Line of Credit Jul 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-248153 |
| Primary APN | 09-248153 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,487 sqft Living Area |
| Gross Area | 1,827 sqft |
| 1st Floor Area | 1,247 sqft |
| Basement Area | 240 sqft |
| Finished Basement | 240 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 20,908 sqft (0.48 acres) |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 512 sqft |
| Deck Area | 254 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Account Number | 248153 |
|---|---|
| Street Address | 3013 WHITE PINE DR |
| City | MONROVIA |
| State | MD |
| Zip | 21770-8838 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | L 3 B B S 2.48 AC W/S SUNBONNER LN N/S WHT PNE SUNNY BROOK FARMS |
| Legal Subdivision | PINE SUNNYBROOK FARMS |
| Legal Block | B |
| Legal Lot Number | 3 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 9, NEW MARKET |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 752101 |
3013 White Pine Dr is owned and occupied by two individuals who bought it in November 2003.
Source: Frederick County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3013 WHITE PINE DR, MONROVIA, MD 21770-8838 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 13, 2019 | Deed of Trust, Mortgage · Line of Credit EDUCATIONAL SYSTEMS FCU |
| Jul 6, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 14, 2003 · Amount on File |
| Deed Sale | Nov 14, 2003 · Amount on File |
| Deed Document Number | 20038718 |
| Deed Book / Page | 4250 / 420 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 3013 WHITE PINE DR, MONROVIA, MD 21770-8838 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | MORTGAGE INFORMATION SERVICE |
| Name | Verified Name |
|---|
| Document Number | 0131400289 |
|---|---|
| Date | Aug 13, 2019 |
| Book Page | 13140/0289 |
| Name | EDUCATIONAL SYSTEMS FCU |
|---|---|
| Type | Credit Union |
| Address | GREENBELT, MD 20770 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Aug 12, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 3013 WHITE PINE DR, MONROVIA, MD 21770-8838 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 3013 WHITE PINE DR, MONROVIA, MD 21770-8838 |
| Document Number | 0160230376 |
|---|---|
| Date | Jul 6, 2022 |
| Book Page | 16023/376 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | May 25, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 3013 White Pine Dr was $4,402.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $375,833 | $403,500 Land $201,800 Building $201,700 | |
| 2025 | $4,402.00 | ||
| 2023 | $3,692.00 | $302,433 | $320,500 Land $139,400 Building $181,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3013 White Pine Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3013 White Pine Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
5G and 4G LTE (outdoors only)
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