3020 Twin Lakes Dr, Matthews, NC 28104 Property Records

Union County property record for 3020 Twin Lakes Dr, Matthews, NC 28104

Property Summary

Property TypeRural Home
Details5 bd · 4 ba · 4,100 sqft · built 2013
Lot Size0.523 acres (22,782 sqft)
Owner2 Individual Names on File
Last Sale$5,003,500 (Sep 2012)
Tax Bill$4,993 (2025)
Deeds & MortgagesMar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN06-099-351

Property Details

APN / Parcel Number

Primary APN06-099-351

Interior

Bedrooms5 Beds
Full Baths4 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area4,100 sqft Living Area
1st Floor Area2,519 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeWood
Roof TypeHip
Lot Area22,782 sqft (0.523 acres)
Garage TypeAttached
Garage Area672 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area757 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address3020 TWIN LAKES DR
CityMATTHEWS
StateNC
Zip28104-6114
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeRCD WEDDIN
Legal Description#135 LAKE FOREST PRESERVE PH2B OPCK396
Legal SubdivisionLAKE FOREST PRESERVE
JurisdictionUNION NC
Township / Civil DivisionSANDY RIDGE
Census Block Group2
Census Block2015
Census Tract21018

Owner

3020 Twin Lakes Dr, a rural home, is owned and occupied by two individuals who bought it in September 2012.

Source: Union County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address3020 TWIN LAKES DR, MATTHEWS, NC 28104-6114
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 21, 2012 · Amount on File
Deed SaleSep 21, 2012 · Amount on File
Deed Document Number201229965
Deed Book / Page5830 / 430
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address3020 TWIN LAKES DR, WEDDINGTON, NC 28104-6114
Transaction TypeMortgage
Record UpdatedMar 19, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number801495
DateMar 5, 2021
Book Page8014/95
Instrument10332
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueApr 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 3020 Twin Lakes Dr was $4,993.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
MunicipalityWeddington Town
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$999,400 (-) Land $197,000 Building $802,400$999,400 (-) Land $197,000 Building $802,400
2025$4,993.00$999,400 Land $197,000 Building $802,400$999,400 Land $197,000 Building $802,400
2023$4,167.00$658,400 Land $124,500 Building $533,900$658,400 Land $124,500 Building $533,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3020 Twin Lakes Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3020 Twin Lakes Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUNION COUNTY WATER SYSTEM
serves 169,685 people · EPA ID NC0190413
Water SourceSurface water
Last State InspectionMay 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Mar 2020
Haloacetic acids
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Windstream.

Nearby Properties on Twin Lakes Dr

Nearby Streets

Search Property Records by Address or Parcel Number