3011 Twin Lakes Dr, Matthews, NC 28104 Property Records

Union County property record for 3011 Twin Lakes Dr, Matthews, NC 28104

Property Summary

Property Type	Rural Home
Details	5 bd · 3.5 ba · 3,184 sqft · built 2012
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on File
Last Sale	$367,000 (May 2012)
Tax Bill	$4,205 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-099-349`

Property Details

APN / Parcel Number

Primary APN	`06-099-349`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,184 sqft Living Area
1st Floor Area	1,565 sqft
Basement Area	1,581 sqft
Unfinished Basement	1,581 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Conventional
Construction Type	Wood
Roof Type	Gable
Lot Area	19,602 sqft (0.45 acres)
Garage Type	Attached
Garage Area	709 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	120 sqft
Deck Area	225 sqft
Patio Area	225 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3011 TWIN LAKES DR
City	MATTHEWS
State	NC
Zip	28104-6114
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RCD WEDDIN
Legal Description	#71 LAKE FOREST PRESERVE PH2B OPCK396
Legal Subdivision	LAKE FOREST PRESERVE
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	2
Census Block	2011
Census Tract	21018

Owner

3011 Twin Lakes Dr, a rural home, is owned and occupied by an individual who acquired it in January 2020.

Source: Union County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	3011 TWIN LAKES DR, MATTHEWS, NC 28104-6114
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Feb 12, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage FIFTH THIRD BANK
Sep 13, 2017	Deed of Trust, Mortgage · Line of Credit BLUE FLAME CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2012 · Amount on File
Deed Sale	May 18, 2012 · Amount on File
Deed Document Number	201214980
Deed Book / Page	5740 / 281
Last Transfer Date	Jan 27, 2020
Transfer Doc	0007583582
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	3011 TWIN LAKES DR, WEDDINGTON, NC 28104-6114
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7852390
Date	Oct 20, 2020
Book Page	7852/390
Instrument	42411

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

February 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NC
Recording Date	Feb 12, 2020
Property Address	3011 TWIN LAKES DR, WEDDINGTON, NC 28104-6114
Document Number	0007583582
Book / Page	7583 / 582
Map Reference	CAB K FILE 396
Instrument Date	Jan 27, 2020
Instrument	0004717
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3011 TWIN LAKES DR, MATTHEWS, NC 28104-6114

Mortgage

Document Number	0000004718
Date	Feb 12, 2020
Instrument	0004718

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	3011 TWIN LAKES DR, WEDDINGTON, NC 28104-6114
Document Number	7018316
Book / Page	007018 / 000316
Instrument Date	Sep 13, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3011 TWIN LAKES DR WEDDINGTON NC 281046114, WEDDINGTON, NC 28104-6114

Mortgage

Document Number	7018316
Date	Sep 20, 2017
Book Page	007018/000316
Instrument	27661

Lender

Name	BLUE FLAME CU
Type	Credit Union
Address	CHARLOTTE, NC 28233

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 19, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3011 Twin Lakes Dr was $4,205.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Weddington Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$841,800 (-) Land $197,000 Building $644,800	$841,800 (-) Land $197,000 Building $644,800
2025	$4,205.00	$841,800 Land $197,000 Building $644,800	$841,800 Land $197,000 Building $644,800
2023	$3,668.00	$579,600 Land $124,500 Building $455,100	$579,600 Land $124,500 Building $455,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3011 Twin Lakes Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3011 Twin Lakes Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream.

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