3020 Tom Laney Rd, Monroe, NC 28112 Property Records

Union County property record for 3020 Tom Laney Rd, Monroe, NC 28112

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,455 sqft · built 1948
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,000 (Aug 2022)
Tax Bill	$2,461 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Jun 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-018-041`

Property Details

APN / Parcel Number

Primary APN	`06-018-041`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,455 sqft Living Area
Gross Area	1,492 sqft
1st Floor Area	1,492 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	65,340 sqft (1.5 acres)
Garage Type	Carport
Garage Area	209 sqft
Carport	Carport
Carport Area	209 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	98 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3020 TOM LANEY RD
City	MONROE
State	NC
Zip	28112-7527
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR MINERAL
Legal Description	TRACT 2 OPCO231 LESS 7260-107
Legal Subdivision	3519900
Legal Tract	2
Jurisdiction	UNION NC
Township / Civil Division	JACKSON
Census Block Group	2
Census Block	2022
Census Tract	21005

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3020 TOM LANEY RD, MONROE, NC 28112-7527
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2026	Deed of Trust, Mortgage · Line of Credit UNIVERSITY BANK
Jun 28, 2023	Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MORTGAGE
May 31, 2023	Correction Deed
Aug 18, 2022	Warranty Deed, Transfer
Oct 29, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2022 · Amount on Record
Deed Sale	Aug 18, 2022 · Amount on Record
Deed Document Number	202229255
Deed Book / Page	8551 / 223
Prior Transfer Date	Oct 1, 2018
Prior Transfer Doc	7260107
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	3020 TOM LANEY RD, MONROE, NC 28112-7527
Transaction Type	Mortgage
Record Updated	Apr 9, 2026
Title Company	TITLE FIRST, TITLE FIRST AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009330570
Date	Mar 20, 2026
Book Page	9330/570
Instrument	7351

Lender

Name	UNIVERSITY BANK
Type	Bank
Address	ANN ARBOR, MI 48104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 15, 2056

Interest

Rate Type	Adjustable Rate
Rate	7.68%
Change Frequency	Monthly
Min Rate At Change	3.5%
Max Rate At Change	16%
Index	SOFR Average 180-Day
Max Rate	16%

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	3020 TOM LANEY RD, MONROE, NC 28112-7527
Transaction Type	Mortgage
Record Updated	Jul 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3020 TORN LANEY RD, MONROE, NC 28112

Mortgage

Document Number	0000873514
Date	Jun 28, 2023
Book Page	8735/14
Instrument	15429

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company
Address	NORFOLK, VA 23510

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

May 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	UNION NC
Recording Date	May 31, 2023
Property Address	3020 TOM LANEY RD, MONROE, NC 28112-7527
Document Number	0008717165
Book / Page	8717 / 165
Map Reference	CAB O FILE 231
Instrument Date	May 26, 2023
Instrument	12739
Record Updated	Jun 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1595 CATAWBA RIVER RD, FORT LAWN, SC 29714-8809

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3020 TOM LANEY RD, MONROE, NC 28112-7527

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Aug 18, 2022
Property Address	3020 TOM LANEY RD, MONROE, NC 28112-7527
Document Number	0008551223
Book / Page	8551 / 223
Map Reference	CAB O FILE 231
Instrument Date	Aug 18, 2022
Instrument	29255
Transaction Type	Transfer
Record Updated	Sep 2, 2022

Transaction

Amount	Amount Recorded
Tax	$560.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1595 CATAWBA RIVER RD, 1595, FORT LAWN, SC 29714-8809

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3020 TOM LANEY RD, MONROE, NC 28112-7527

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UNION NC
Recording Date	Oct 29, 2018
Property Address	3020 TOM LANEY RD, MONROE, NC 28112-7527
Document Number	7260107
Book / Page	007260 / 000107
Instrument Date	Oct 26, 2018
Instrument	30329
Transaction Type	Transfer
Record Updated	Nov 12, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1595 CATAWBA RIVER RD FORT LAWN SC 297148809, FORT LAWN, SC 29714-8809

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Mineral Springs Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$493,200 (-) Land $105,600 Building $387,600	$493,200 (-) Land $105,600 Building $387,600
2025	$2,461.00 (+159.6%)	$493,200 (+240.84%) Land $105,600 Building $387,600	$493,200 (+240.84%) Land $105,600 Building $387,600
2023	$948.00	$144,700 Land $46,100 Building $98,600	$144,700 Land $46,100 Building $98,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Windstream.

Nearby Properties on Tom Laney Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures