Union County property record for 2918 Tom Laney Rd, Monroe, NC 28112
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,644 sqft · built 1987 |
| Lot Size | 1.75 acres (76,230 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $195,000 (Dec 2003) |
| Tax Bill | $2,454 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Apr 2023 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-018-040A |
| Primary APN | 06-018-040A |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 2,644 sqft Living Area |
| Gross Area | 2,476 sqft |
| 1st Floor Area | 884 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 76,230 sqft (1.75 acres) |
| Garage Type | Detached |
| Garage Area | 1,008 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 371 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 2918 TOM LANEY RD |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-7526 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR MINERAL |
| Legal Description | 2918 TOM LANEY RD |
| Legal Subdivision | 3519900 |
| Jurisdiction | UNION NC |
| Township / Civil Division | JACKSON |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 21005 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2918 TOM LANEY RD, MONROE, NC 28112-7526 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 25, 2025 | Deed of Trust, Mortgage FIFTH THIRD BANK NA |
| Apr 6, 2023 | Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC |
| Sep 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 2, 2020 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Mar 23, 2017 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 29, 2003 · Amount on Record |
| Deed Sale | Dec 29, 2003 · Amount on Record |
| Prior Sale | Dec 29, 2003 · Amount on Record |
| Deed Document Number | 200362458 |
| Deed Book / Page | 3318 / 370 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 2918 TOM LANEY RD, MONROE, NC 28112-7526 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2918 TOM LANEY RD, MONROE, NC 28112-7526 |
| Document Number | 0000920651 |
|---|---|
| Date | Sep 25, 2025 |
| Book Page | 9206/51 |
| Instrument | 24818 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 25, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 2918 TOM LANEY RD, MONROE, NC 28112-7526 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2918 TOM LANEY RD, MONROE, NC 28112-7526 |
| Document Number | 0008684887 |
|---|---|
| Date | Apr 6, 2023 |
| Book Page | 8684/887 |
| Instrument | 7883 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | 91261 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 26, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 2918 TOM LANEY RD, MONROE, NC 28112-7526 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Title Company | AMROCK |
| Name | Verified Name |
|---|
| Document Number | 0008246238 |
|---|---|
| Date | Sep 17, 2021 |
| Book Page | 8246/238 |
| Instrument | 44213 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 2918 TOM LANEY RD, MONROE, NC 28112-7526 |
| Document Number | 7661480 |
| Instrument Date | May 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2918 TOM LANEY RD MONROE NC 281127526, MONROE, NC 28112-7526 |
| Document Number | 7661480 |
|---|---|
| Date | May 7, 2020 |
| Book Page | 007661/000480 |
| Instrument | 15650 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 6, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 2918 TOM LANEY RD, MONROE, NC 28112-7526 |
| Document Number | 6900822 |
| Book / Page | 006900 / 000822 |
| Instrument Date | Mar 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2017 |
| Title Company | WORLDWIDE RECORDING INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2918 TOM LANEY RD MONROE NC 281127526, MONROE, NC 28112-7526 |
| Document Number | 6900822 |
|---|---|
| Date | Mar 27, 2017 |
| Book Page | 006900/000822 |
| Instrument | 8258 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | CORAL GABLES, FL 33146 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 26, 2047 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Mineral Springs Town |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $491,800 (-) Land $122,200 Building $369,600 | $491,800 (-) Land $122,200 Building $369,600 | |
| 2025 | $2,454.00 (+20.53%) | $491,800 (+58.24%) Land $122,200 Building $369,600 | $491,800 (+58.24%) Land $122,200 Building $369,600 |
| 2023 | $2,036.00 | $310,800 Land $48,300 Building $262,500 | $310,800 Land $48,300 Building $262,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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