Anne Arundel County property record for 3020 Old Channel Rd, Laurel, MD 20724
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,997 sqft · built 2000 |
| Lot Size | 0.201 acres (8,761 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $389,500 (Dec 2011) |
| Tax Bill | $4,894 (2023) |
| Deeds & Mortgages | May 2021 Mortgage Nov 2019 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 04-675-90085602 |
| Primary APN | 04-675-90085602 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,997 sqft Living Area |
| Gross Area | 3,417 sqft |
| 1st Floor Area | 1,600 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 8,761 sqft (0.201 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 320 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 67590085602 |
|---|---|
| Street Address | 3020 OLD CHANNEL RD |
| City | LAUREL |
| State | MD |
| Zip | 20724-2936 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 95 PAR 8 PH 2 RUSSETT |
| Legal Subdivision | RUSSETT |
| Legal Phase | 2 |
| Legal Block | 2 |
| Legal Lot Number | 95 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 740502 |
3020 Old Channel Rd is owned and occupied by two individuals who bought it in December 2011.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3020 OLD CHANNEL RD, LAUREL, MD 20724-2936 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 27, 2021 | Deed of Trust, Mortgage · VA Mortgage LADERA LENDING INC |
| Nov 23, 2019 | Deed of Trust, Mortgage · VA Mortgage LADERA LNDG |
| Mar 16, 2017 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 21, 2011 · Amount on File |
| Deed Sale | Dec 21, 2011 · Amount on File |
| Prior Sale | May 4, 2011 · Amount on File |
| Deed Book / Page | 24129 / 167 |
| Transfer Doc | 0000013480 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 3020 OLD CHANNEL RD, LAUREL, MD 20724-2936 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2023 |
| Title Company | UNISOURCE |
| Name | Verified Name |
|---|
| Document Number | 0368610266 |
|---|---|
| Date | May 27, 2021 |
| Book Page | 36861/266 |
| Name | LADERA LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | LADERA RANCH, CA 92694 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 352 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 3020 OLD CHANNEL RD, LAUREL, MD 20724-2936 |
| Document Number | 0340400483 |
| Instrument Date | Nov 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2020 |
| Title Company | UNISOURCE |
| Name | Verified Name |
|---|---|
| Address | 3020 OLD CHANNEL RD LAUREL MD 207242936, LAUREL, MD 20724-2936 |
| Document Number | 0340400483 |
|---|---|
| Date | Jan 7, 2020 |
| Book Page | 034040/000483 |
| Name | LADERA LNDG |
|---|---|
| Address | LADERA RANCH, CA 92694 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 6, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 3020 OLD CHANNEL RD, LAUREL, MD 20724-2936 |
| Document Number | 0308260242 |
| Book / Page | 030826 / 000242 |
| Instrument Date | Mar 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2017 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3020 OLD CHANNEL RD LAUREL MD 207242936, LAUREL, MD 20724-2936 |
| Document Number | 0308260242 |
|---|---|
| Date | Apr 23, 2017 |
| Book Page | 030826/000242 |
| Name | PENNYMAC |
|---|---|
| Address | AKRON, OH 44311 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 22, 2047 |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $605,167 | $615,100 Land $234,200 Building $380,900 | |
| 2023 | $4,894.00 Homeowner's exemption | $512,000 | $600,200 Land $234,200 Building $366,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3020 Old Channel Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3020 Old Channel Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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