3018 Old Channel Rd, Laurel, MD 20724 Property Records

Anne Arundel County property record for 3018 Old Channel Rd, Laurel, MD 20724

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 4,414 sqft · built 1996
Lot Size0.298 acres (12,961 sqft)
OwnerIndividual Name on File
Last Sale$64,500 (Nov 1995)
Tax Bill$5,866 (2025)
Deeds & MortgagesJun 2021 Mortgage
Aug 2017 Line of Credit
Flood ZoneZone X (moderate risk)
APN04-675-90085601

Property Details

APN / Parcel Number

Primary APN04-675-90085601
Alternative APNs
  • 467590085601
  • 67590085601

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,414 sqft Living Area
Gross Area4,814 sqft
1st Floor Area1,466 sqft
Basement Area1,172 sqft
Finished Basement1,172 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area12,961 sqft (0.298 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
Deck Area368 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number67590085601
Street Address3018 OLD CHANNEL RD
CityLAUREL
StateMD
Zip20724-2936
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 94 PAR 8 PH 2 RUSSETT
Legal SubdivisionRUSSETT
Legal Phase2
Legal Block2
Legal Lot Number94
JurisdictionANNE ARUNDEL MD
Township / Civil Division4
Census Block Group2
Census Block2000
Census Tract740502

Owner

3018 Old Channel Rd is owned and occupied by an individual who bought it in November 1995.

Source: Anne Arundel County records, as of September 4, 2026

Owner of RecordIndividual Name on File
Mailing Address3018 OLD CHANNEL RD, LAUREL, MD 20724-2936
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Aug 4, 2017Deed of Trust, Mortgage · Line of Credit
STATE EMP CU/MD

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 9, 1995 · Amount on File
Deed SaleNov 9, 1995 · Amount on File
Deed Document Number199511028
Deed Book / Page7215 / 63
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address3018 OLD CHANNEL RD, LAUREL, MD 20724-2936
Transaction TypeMortgage
Record UpdatedAug 10, 2022
Title CompanyEQUITY SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0370890001
DateJun 30, 2021
Book Page37089/1
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term174 Months
DueDec 1, 2035

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address3018 OLD CHANNEL RD, LAUREL, MD 20724-2936
Document Number0313190060
Book / Page031319 / 000060
Instrument DateAug 4, 2017
Transaction TypeMortgage
Record UpdatedOct 31, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address3018 OLD CHANNEL RD LAUREL MD 207242936, LAUREL, MD 20724-2936

Mortgage

Document Number0313190060
DateSep 5, 2017
Book Page031319/000060
Lender
NameSTATE EMP CU/MD
TypeCredit Union
AddressLINTHICUM, MD 21090
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueSep 4, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3018 Old Channel Rd was $5,866 with a homeowner's exemption.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$689,767$696,700 Land $246,800 Building $449,900
2025$5,866.00
2023$5,057.00 Homeowner's exemption$579,233$686,300 Land $246,800 Building $439,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3018 Old Channel Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3018 Old Channel Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGLEN BURNIE-BROADNECK
serves 290,606 people · EPA ID MD0020017
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2016–2018)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Believe Broadband
Fixed Wireless
500 / 100
T-Mobile
Fixed Wireless
100 / 20

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