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3020 Gemstone Cir, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 3020 Gemstone Cir, Pace, FL 32571 · Last verified November 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms3 Baths
Year BuiltBuilt 2016
Square Footage3,041 sqft Heated Area
Lot Size22,041 sqft (0.505 acres)
OccupancyOwner Occupied
Last Sale$314,963 (2017)
Tax Bill$469.00 (2024)

Owner

Source: Santa Rosa County records · APN 23-2N-30-0077-00K00-0020

Assessment roll updated July 1, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3020 GEMSTONE CIR, PACE, FL 32571-9774
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 13, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
NAVY FCU
Apr 26, 2018Deed of Trust, Mortgage · Veterans Administration Mortgage
NAVY FCU
Jan 10, 2017Grant Deed, Subdivision Related Transfer
NAVY FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 10, 2017 · Amount on Record
Deed SaleJan 10, 2017 · Amount on Record
Deed Doc Number201701064
Deed Book / Page3590 / 0039
Record RefreshedJun 08, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address3020 GEMSTONE CIR, PACE, FL 32571-9774
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyNAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2660 MENDORCA DRIVE, SAN DIEGO, CA 92110-4263

Mortgage

Document Number0040290874
DateNov 13, 2020
Book Page4029/874
Instrument202060711
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2050

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address3020 GEMSTONE CIR, PACE, FL 32571-9774
Document Number0037231604
Instrument DateApr 26, 2018
Transaction TypeMortgage
Record UpdatedJul 04, 2018
Title CompanyNAVY FEDERAL TITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address3020 GEMSTONE CIR PACE FL 325719774, PACE, FL 32571-9774

Mortgage

Document Number0037231604
DateMay 02, 2018
Book Page003723/001604
Instrument17449
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2048

January 2017: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionSANTA ROSA FL
Recording DateJan 10, 2017
Property Address3020 GEMSTONE CIR, PACE, FL 32571-9774
Document Number0035900039
Book / Page003590 / 000039
Instrument DateDec 30, 2016
Instrument1064
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 25, 2017
Title CompanyDHI TITLE/FL INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,204.74
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address3020 GEMSTONE CIR PACE FL 32571, PACE, FL 32571

Mortgage

Document Number35900042,
DateJan 10, 2017
Book Page003590/000042
Instrument1065
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
AmountAmount Recorded
Term360 Months
DueJan 09, 2047
Interest
Rate TypeAdjustable Rate
Rate4.25%

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2024$469.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$282,720 (+3%)$484,876 (+2.87%) Land $80,000 Building $404,876
2023Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed$274,485$471,340 Land $70,000 Building $401,340

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 57% of the US · above 29% of Florida
Wildfire LikelihoodAbout 1 in 667 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN23-2N-30-0077-00K00-0020

Interior

Bedrooms5 Beds
Full Baths3 Baths
Building Area3,041 sqft Heated Area
Gross Area4,167 sqft Gross Area
1st Floor3,818 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2016
Exterior MaterialBrick Exterior
Construction TypeWood Construction
Foundation TypeMat/Raft Foundation (Slab) Foundation
Roof MaterialShingle Roof
Lot Area22,041 sqft (0.505 acres)
Depth X Width1,750 ft x 1,260 ft Depth x Width
Parking Spaces3 Parking Spaces
Garage Area777 sqft Garage

Exterior Amenities

Shed1 Shed
Shed Area1 sqft Shed
PorchOpen Porch
Porch Area349 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Account Number232N30007700K000020
Street Address3020 GEMSTONE CIR
CityPACE
StateFL
Zip32571-9774
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionASHLEY PLANTATION PHASE 4-A LOT 2 BLK K AS DES IN OR 3590 PG 39
Legal Range30W
Legal Township02N
Legal Section23
Legal SubdivisionASHLEY PLANTATION
Legal Phase4
Legal BlockK
Legal Lot Number2
JurisdictionSANTA ROSA FL
Minor Civil DivisionPACE
Census Blockgroup1
Census Block1029
Census Tract10302

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