Augusta-Richmond County Consolidated Government property record for 3020 Cardinal Dr, Augusta, GA 30909
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,528 sqft · built 1942 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $330,000 (Apr 2023) |
| Tax Bill | $4,213 (2026) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage Sep 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 043-1-123-00-0 |
| Primary APN | 043-1-123-00-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,528 sqft Gross Area |
| 1st Floor Area | 1,528 sqft |
| Flooring | Hardwood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Brick Veneer |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,117 sqft (0.37 acres) |
| Lot Dimensions | 200 ft deep x 80 ft wide |
| Porch | Porch |
| Porch Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3020 CARDINAL DR |
|---|---|
| City | AUGUSTA |
| State | GA |
| Zip | 30909-3040 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | 3020 CARDINAL DR |
| Legal Subdivision | FOREST HILLS SUBDIVISION |
| Jurisdiction | RICHMOND GA |
| Township / Civil Division | AUGUSTA |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 1602 |
3020 Cardinal Dr is owned and occupied by two individuals who bought it in April 2023.
Source: Augusta-Richmond County Consolidated Government records, as of October 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3020 CARDINAL DR, AUGUSTA, GA 30909-3040 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Date | Document |
|---|---|
| Apr 21, 2023 | Warranty Deed, Transfer · Conventional Mortgage COLONY BANK |
| Sep 17, 2021 | Warranty Deed, Transfer · Conventional Mortgage SOUTHERN FIRST BANK |
| Dec 20, 2017 | Quit Claim Deed, Transfer OTHER |
| Dec 20, 2017 | Warranty Deed, Transfer · Conventional with PMI AUGUSTA MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 24, 2023 · Amount on File |
| Deed Sale | Apr 24, 2023 · Amount on File |
| Prior Sale | Sep 17, 2021 · Amount on File |
| Deed Document Number | 20232633 |
| Deed Book / Page | 1883 / 1415 |
| Prior Transfer Date | Dec 15, 2017 |
| Prior Transfer Doc | 0016091798 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHMOND GA |
| Recording Date | Apr 21, 2023 |
| Property Address | 3020 CARDINAL DR, AUGUSTA, GA 30909-3040 |
| Document Number | 0018831415 |
| Book / Page | 1883 / 1415 |
| Instrument Date | Apr 21, 2023 |
| Instrument | 2023-002633 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3020 CARDINAL DR, AUGUSTA, GA 30909-3040 |
| Document Number | 2023009470 |
|---|---|
| Date | Apr 21, 2023 |
| Instrument | 2023009470 |
| Name | COLONY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Jan 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHMOND GA |
| Recording Date | Sep 17, 2021 |
| Property Address | 3020 CARDINAL DR, AUGUSTA, GA 30909-3040 |
| Document Number | 0018032591 |
| Book / Page | 1803 / 2591 |
| Instrument Date | Sep 17, 2021 |
| Instrument | 2021-007337 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3020 CARDINAL DR, AUGUSTA, GA 30909-3040 |
| Document Number | 0018030000002594 |
|---|---|
| Date | Sep 27, 2021 |
| Book Page | 0000001803/0000002594 |
| Instrument | 2021033161 |
| Name | SOUTHERN FIRST BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RICHMOND GA |
| Recording Date | Dec 20, 2017 |
| Property Address | 3020 CARDINAL DR, AUGUSTA, GA 30909-3040 |
| Document Number | 0016091798 |
| Book / Page | 001609 / 001798 |
| Instrument Date | Dec 15, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 9, 2018 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHMOND GA |
| Recording Date | Dec 20, 2017 |
| Property Address | 3020 CARDINAL DR, AUGUSTA, GA 30909-3040 |
| Document Number | 0016091779 |
| Book / Page | 001609 / 001779 |
| Instrument Date | Dec 15, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2018 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $175.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3020 CARDINAL DR AUGUSTA GA 309093040, AUGUSTA, GA 30909-3040 |
| Document Number | 16091781 |
|---|---|
| Date | Dec 20, 2017 |
| Book Page | 001609/001781 |
| Name | AUGUSTA MTG |
|---|---|
| Type | Mortgage Company |
| Address | AUGUSTA, GA 30917-1046 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 19, 2047 |
The 2026 property tax bill for 3020 Cardinal Dr was $4,213, down 0.1% from the year before.
Source: Augusta-Richmond County Consolidated Government assessment roll, as of October 21, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County / Consolidated City | Augusta-Richmond County Consolidated Government |
| Unified School District | Richmond County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,213.00 (-0.14%) | ||
| 2025 | $4,219.00 | $132,616 Land $25,600 Building $107,016 | $331,540 Land $64,000 Building $267,540 |
| 2023 | $3,253.00 (-0.18%) Homeowner's exemption | $127,384 (+25.6%) Land $25,600 Building $101,784 | $318,460 (+25.6%) Land $64,000 Building $254,460 |
| 2022 | $3,259.00 | $101,423 Land $25,600 Building $75,823 | $253,558 Land $64,000 Building $189,558 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3020 Cardinal Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective December 19, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 8 (2003–2025) |
| Claims Outside the SFHA | 3 of 8 |
| Most Recent Claim | Aug 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3020 Cardinal Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99.2% of Georgia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AUGUSTA-RICHMOND CO WS serves 204,000 people · EPA ID GA2450000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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