3018 Cardinal Dr, Augusta, GA 30909 Property Records

Augusta-Richmond County Consolidated Government property record for 3018 Cardinal Dr, Augusta, GA 30909

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,103 sqft · built 1942
Lot Size0.37 acres (16,117 sqft)
Owner2 Individual Names on Record
Last Sale$242,000 (Aug 2019)
Tax Bill$4,966 (2026)
Deeds & MortgagesApr 2023 Line of Credit
Nov 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN043-1-124-00-0

Property Details

APN / Parcel Number

Primary APN043-1-124-00-0
Alternative APNs
  • 26346
  • 18792

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,103 sqft Gross Area
1st Floor Area1,507 sqft
FlooringHardwood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1942
Effective Year BuiltEffective 1990
Exterior MaterialBrick Veneer
Foundation TypeBlock
Roof TypeGable
Roof MaterialShingle
Lot Area16,117 sqft (0.37 acres)
Lot Dimensions200 ft deep x 80 ft wide
Garage Area220 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area110 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3018 CARDINAL DR
CityAUGUSTA
StateGA
Zip30909-3040
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal Description3018 CARDINAL DR
Legal SubdivisionFOREST HILLS SUBDIVISION
Legal BlockC
Legal Lot Number32-35
JurisdictionRICHMOND GA
Township / Civil DivisionAUGUSTA
Census Block Group1
Census Block1026
Census Tract1602

Owner

Source: Augusta-Richmond County Consolidated Government records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3018 CARDINAL DR, AUGUSTA, GA 30909-3040
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 26, 2023Deed of Trust, Mortgage · Line of Credit
SRP FEDERAL CREDIT UNION
Nov 30, 2021Deed of Trust, Mortgage · VA Mortgage
USAA FEDERAL SAVINGS BANK
Aug 21, 2019Warranty Deed, Transfer · VA Mortgage
USAA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 16, 2019 · Amount on Record
Deed SaleAug 16, 2019 · Amount on Record
Prior SaleJul 24, 2015 · Amount on Record
Deed Document Number20195250
Deed Book / Page1690 / 2206
Prior Transfer DateApr 22, 2015
Prior Transfer Doc1482001682
Record UpdatedOct 29, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHMOND GA
Property Address3018 CARDINAL DR, AUGUSTA, GA 30909-3040
Transaction TypeMortgage
Record UpdatedDec 15, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address3018 CARDINAL DR, AUGUSTA, GA 30909-3040
InvestorPossibly a Property Investor

Mortgage

Document Number0018830000002132
DateApr 26, 2023
Book Page0000001883/0000002132
Instrument2023009669
Lender
NameSRP FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJan 1, 2043

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHMOND GA
Property Address3018 CARDINAL DR, AUGUSTA, GA 30909-3040
Transaction TypeMortgage
Record UpdatedOct 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3018 CARDINAL DR, AUGUSTA, GA 30909-3040

Mortgage

Document Number0018150000001582
DateNov 30, 2021
Book Page0000001815/0000001582
Instrument2021040694
Lender
NameUSAA FEDERAL SAVINGS BANK
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2051

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRICHMOND GA
Recording DateAug 21, 2019
Property Address3018 CARDINAL DR, AUGUSTA, GA 30909-3040
Document Number0016902206
Book / Page001690 / 002206
Instrument DateAug 16, 2019
Instrument40484
Transaction TypeTransfer
Record UpdatedSep 20, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$242.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3018 CARDINAL DR AUGUSTA GA 309093040, AUGUSTA, GA 30909-3040

Mortgage

Document Number16902208
DateAug 21, 2019
Book Page001690/002208
Instrument40486
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 20, 2049

Tax Assessment & Valuation

Source: Augusta-Richmond County Consolidated Government assessment roll, as of October 21, 2025

Property Jurisdictions

TypeName
StateGeorgia
County / Consolidated CityAugusta-Richmond County Consolidated Government
Unified School DistrictRichmond County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,966.00 (-0.66%)
2025$4,999.00 (+23.31%)$164,588 (+20.48%) Land $25,600 Building $138,988$411,470 (+20.48%) Land $64,000 Building $347,470
2023$4,054.00 (+10.89%)$136,612 (+24.85%) Land $25,600 Building $111,012$341,530 (+24.85%) Land $64,000 Building $277,530
2022$3,656.00$109,422 Land $25,600 Building $83,822$273,554 Land $64,000 Building $209,554

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 19, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 22 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies22 in force
Nearby Flood Claims8 (2003–2025)
Claims Outside the SFHA3 of 8
Most Recent ClaimAug 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99.2% of Georgia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAUGUSTA-RICHMOND CO WS
serves 204,000 people · EPA ID GA2450000
Water SourceSurface water
Last State InspectionSep 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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