McCook County property record for 108 W Elder St, Montrose, SD 57048
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,528 sqft · built 1990 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $3,964 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 19.05.0201 |
| Primary APN | 19.05.0201 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,528 sqft Living Area |
| Gross Area | 2,804 sqft |
| 1st Floor Area | 1,428 sqft |
| Basement Area | 1,376 sqft |
| Finished Basement | 1,100 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Dimensions | 180 ft deep x 64 ft wide |
| Garage Type | Attached |
| Garage Area | 806 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Enclosed Porch |
| Deck Area | 574 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 108 W ELDER ST |
|---|---|
| City | MONTROSE |
| State | SD |
| Zip | 57048-2069 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 1 & 2 BLK 2 WILS ON'S ADD |
| Legal Subdivision | WILSONS ADD |
| Legal Block | 2 |
| Legal Lot Number | 1-2 |
| Jurisdiction | MCCOOK SD |
| Township / Civil Division | MONTROSE |
| Census Block Group | 1 |
| Census Block | 1085 |
| Census Tract | 964600 |
Source: McCook County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | PO BOX 61, MONTROSE, SD 57048-0061 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 25, 2005 |
| Deed Sale | May 25, 2005 |
| Deed Document Number | 20051005 |
| Deed Book / Page | 180 / 593 |
| Record Updated | Oct 29, 2026 |
Source: McCook County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | McCook County |
| Municipality | Montrose City |
| Unified School District | Montrose School District 43-2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,964.00 (+37.54%) | $248,724 (+18.03%) Land $11,424 Building $237,300 | $248,724 (+18.03%) Land $11,424 Building $237,300 |
| 2023 | $210,724 Land $11,424 Building $199,300 | $210,724 Land $11,424 Building $199,300 | |
| 2022 | $2,882.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 21 (1997–2024) |
| Claims Outside the SFHA | 8 of 21 |
| Most Recent Claim | Jun 2024 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · lower than 65% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTROSE serves 468 people · EPA ID SD4600217 |
|---|---|
| Water Source | Purchased groundwater from KINGBROOK III RURAL WATER SYSTEM |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Feb 2018 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Golden West Telecommunications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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