McLennan County property record for 302 Tree Grove Cir, Waco, TX 76712
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,667 sqft · built 1993 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $429,590 (Aug 2022) |
| Tax Bill | $4,307 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Jul 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-008408-009700-8 |
| Primary APN | 36-008408-009700-8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,667 sqft Living Area |
| Gross Area | 3,217 sqft |
| 1st Floor Area | 2,147 sqft |
| 2nd Floor Area | 520 sqft |
| Flooring | Carpet |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Reinforced Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 3,485 sqft (0.08 acres) |
| Lot Dimensions | 72 ft deep x 47 ft wide |
| Garage Type | Attached |
| Garage Area | 550 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 192 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 68 sqft |
| Storage Building | 10 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 302 TREE GROVE CIR |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76712-6474 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | O2 |
| Legal Description | CENTRAL PARK LOT 21 BLOCK 5 ACRES .08 |
| Legal Subdivision | CENTRAL PARK |
| Legal Block | 5 |
| Legal Lot Number | 21 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 3 |
| Census Block | 3036 |
| Census Tract | 3711 |
Source: McLennan County records, as of September 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 302 TREE GROVE CIR, WACO, TX 76712-6474 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 1, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Jul 31, 2023 | Warranty Deed, Transfer |
| Aug 12, 2022 | Vendor's Lien, Transfer · Construction Mortgage FIRST NATIONAL BANK OF MCGREGOR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 12, 2022 · Amount on Record |
| Deed Sale | Aug 12, 2022 · Amount on Record |
| Deed Document Number | 202233053 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Sep 1, 2026 |
| Property Address | 302 TREE GROVE CIR, WACO, TX 76712-6474 |
| Document Number | 0000028269 |
| Instrument Date | Aug 26, 2026 |
| Instrument | 202628269 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2026 |
| Title Company | ALAMO TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000028269, |
|---|---|
| Date | Sep 1, 2026 |
| Instrument | 202628269 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Jul 31, 2023 |
| Property Address | 302 TREE GROVE CIR, WACO, TX 76712-6474 |
| Document Number | 0000023749 |
| Map Reference | VOL 1536 PG 680 |
| Instrument Date | Jul 28, 2023 |
| Instrument | 2023023749 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 333 S JACK KULTGEN EXPY, WACO, TX 76706 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Aug 12, 2022 |
| Property Address | 302 TREE GROVE CIR, WACO, TX 76712-6474 |
| Document Number | 0000033053 |
| Map Reference | VOL 1536 PG 680 |
| Instrument Date | Aug 12, 2022 |
| Instrument | 2022033053 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2022 |
| Title Company | FREEDOM TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 114 PLEASANT GROVE LN, WACO, TX 76712-7711 |
| Document Number | 0000033054 |
|---|---|
| Date | Aug 12, 2022 |
| Instrument | 2022033054 |
| Name | FIRST NATIONAL BANK OF MCGREGOR |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 6 Months |
| Due | Feb 12, 2023 |
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Midway Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $287,871 (+0.01%) Land $28,333 Building $259,538 | $287,871 (+0.01%) Land $28,333 Building $259,538 | |
| 2025 | $4,307.00 (-30.12%) Homeowner's exemption | $287,850 (-21.35%) Land $29,550 Building $258,300 | $287,850 (-21.35%) Land $29,550 Building $258,300 |
| 2024 | $6,163.00 (-12.28%) | ||
| 2023 | $366,000 Land $29,550 Building $336,450 | $366,000 Land $29,550 Building $336,450 | |
| 2022 | $7,026.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 1 (2026) |
| Most Recent Claim | Jun 2026 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.3% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Central Link Broadband Fixed Wireless | 100 / 20 |
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