Union County property record for 302 Trapper Cove Ln, Matthews, NC 28104
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,277 sqft · built 2000 |
| Lot Size | 1.02 acres (44,431 sqft) |
| Owner | Individual Name on File |
| Last Sale | $340,000 (Jul 2000) |
| Tax Bill | $4,109 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Jul 2020 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-069-266 |
| Primary APN | 06-069-266 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 3,277 sqft Living Area |
| Gross Area | 3,554 sqft |
| 1st Floor Area | 2,372 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 44,431 sqft (1.02 acres) |
| Garage Type | Attached |
| Garage Area | 541 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 36 sqft |
| Deck Area | Deck Area |
| Patio Area | 132 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 302 TRAPPER COVE LN |
|---|---|
| City | MATTHEWS |
| State | NC |
| Zip | 28104-7404 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-40 WEDDI |
| Legal Description | #9 ANTIOCH PLANTATION OPCE793 |
| Legal Subdivision | ANTIOCH PLANTATION |
| Legal Lot Number | 9 |
| Jurisdiction | UNION NC |
| Township / Civil Division | SANDY RIDGE |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 21021 |
302 Trapper Cove Ln is owned and occupied by an individual who acquired it in May 2002.
Source: Union County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 302 TRAPPER COVE LN, MATTHEWS, NC 28104-7404 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Jul 30, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Feb 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 31, 2000 · Amount on File |
| Deed Sale | Jul 31, 2000 · Amount on File |
| Prior Sale | Jul 14, 1999 · Amount on File |
| Deed Document Number | 200021251 |
| Deed Book / Page | 1422 / 447 |
| Last Transfer Date | May 30, 2002 |
| Transfer Doc | 1837721 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 302 TRAPPER COVE LN, MATTHEWS, NC 28104-7404 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC |
| Name | Verified Name |
|---|
| Document Number | 0000080063 |
|---|---|
| Date | Mar 1, 2021 |
| Book Page | 8006/3 |
| Instrument | 9202 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 1, 2041 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jul 30, 2020 |
| Property Address | 302 TRAPPER COVE LN, MATTHEWS, NC 28104-7404 |
| Document Number | 775443 |
| Book / Page | 007754 / 000043 |
| Instrument Date | Mar 6, 2020 |
| Instrument | 28638 |
| Transaction Type | Transfer |
| Record Updated | Sep 3, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 302 TRAPPER COVE LN WEDDINGTON NC 281047404, WEDDINGTON, NC 28104-7404 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 302 TRAPPER COVE LN, MATTHEWS, NC 28104-7404 |
| Document Number | 75882 |
| Instrument Date | Feb 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2020 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING |
| Name | Verified Name |
|---|---|
| Address | 302 TRAPPER COVE LN MATTHEWS NC 281047404, MATTHEWS, NC 28104-7404 |
| Document Number | 75882 |
|---|---|
| Date | Feb 19, 2020 |
| Book Page | 007588/000002 |
| Instrument | 5385 |
| Name | AMERISAVE MTG |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Feb 18, 2045 |
The 2025 property tax bill for 302 Trapper Cove Ln was $4,109.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Weddington Town |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $822,500 (-) Land $174,700 Building $647,800 | $822,500 (-) Land $174,700 Building $647,800 | |
| 2025 | $4,109.00 | $822,500 Land $174,700 Building $647,800 | $822,500 Land $174,700 Building $647,800 |
| 2023 | $3,521.00 | $556,300 Land $89,700 Building $466,600 | $556,300 Land $89,700 Building $466,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 302 Trapper Cove Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 302 Trapper Cove Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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