Union County property record for 300 Trapper Cove Ln, Matthews, NC 28104
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 4,469 sqft · built 2017 |
| Lot Size | 1.01 acres (43,996 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $72,000 (Sep 2016) |
| Tax Bill | $4,741 (2025) |
| Deeds & Mortgages | Jun 2017 Mortgage Apr 2019 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-069-267 |
| Primary APN | 06-069-267 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 4,469 sqft Living Area |
| 1st Floor Area | 2,032 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Lot Area | 43,996 sqft (1.01 acres) |
| Garage Type | Attached |
| Garage Area | 713 sqft |
| Porch | Slab |
| Porch Area | 155 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 300 TRAPPER COVE LN |
|---|---|
| City | MATTHEWS |
| State | NC |
| Zip | 28104-7404 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-40 WEDDI |
| Legal Description | #10 ANTIOCH PLANTATION OPCE793 |
| Legal Subdivision | ANTIOCH PLANTATION |
| Legal Lot Number | 10 |
| Jurisdiction | UNION NC |
| Township / Civil Division | SANDY RIDGE |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 21021 |
300 Trapper Cove Ln is owned and occupied by two individuals who bought it in September 2016.
Source: Union County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 300 TRAPPER COVE LN, MATTHEWS, NC 28104-7404 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 12, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIDELITY CAPITAL MORTGAGE COMPANY |
| Apr 22, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WHITLEY MORTGAGE ASSOCIATES INC |
| Oct 3, 2019 | Deed of Trust, Mortgage · Line of Credit PENTAGON FCU |
| Oct 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| May 21, 2020 | Deed of Trust, Mortgage · Conventional with PMI SOFI LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 16, 2016 · Amount on File |
| Deed Sale | Sep 16, 2016 · Amount on File |
| Deed Document Number | 201628552 |
| Deed Book / Page | 6772 / 77 |
| Prior Transfer Date | Nov 13, 2007 |
| Prior Transfer Doc | 0004816044 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 300 TRAPPER COVE LN, MATTHEWS, NC 28104-7404 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0006950907 |
|---|---|
| Date | Jun 12, 2017 |
| Book Page | 6950/907 |
| Instrument | 0016394 |
| Name | FIDELITY CAPITAL MORTGAGE COMPANY |
|---|---|
| Type | Mortgage Company |
| Address | RICHMOND, VA 23230 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 300 TRAPPER COVE LN, MATTHEWS, NC 28104-7404 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0007353750 |
|---|---|
| Date | Apr 22, 2019 |
| Book Page | 7353/750 |
| Instrument | 0010338 |
| Name | WHITLEY MORTGAGE ASSOCIATES INC |
|---|---|
| Type | Mortgage Company |
| Address | MONROE, NC 28110 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 300 TRAPPER COVE LN, MATTHEWS, NC 28104-7404 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0007481398 |
|---|---|
| Date | Oct 3, 2019 |
| Book Page | 7481/398 |
| Instrument | 0030272 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Sep 13, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 300 TRAPPER COVE LN, MATTHEWS, NC 28104-7404 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0008265319 |
|---|---|
| Date | Oct 1, 2021 |
| Book Page | 8265/319 |
| Instrument | 46926 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 300 TRAPPER COVE LN, MATTHEWS, NC 28104-7404 |
| Document Number | 7683386 |
| Instrument Date | May 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Name | Verified Name |
|---|---|
| Address | 300 TRAPPER COVE LN MATTHEWS NC 281047404, MATTHEWS, NC 28104-7404 |
| Document Number | 7683386 |
|---|---|
| Date | May 29, 2020 |
| Book Page | 007683/000386 |
| Instrument | 18664 |
| Name | SOFI LNDG |
|---|---|
| Address | COTTONWOOD HEIGHTS, UT 84121 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 28, 2050 |
The 2025 property tax bill for 300 Trapper Cove Ln was $4,741.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Weddington Town |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $949,000 (-) Land $174,200 Building $774,800 | $949,000 (-) Land $174,200 Building $774,800 | |
| 2025 | $4,741.00 | $949,000 Land $174,200 Building $774,800 | $949,000 Land $174,200 Building $774,800 |
| 2023 | $3,900.00 | $616,200 Land $89,400 Building $526,800 | $616,200 Land $89,400 Building $526,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 300 Trapper Cove Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 300 Trapper Cove Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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