302 SW 15th St, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 302 SW 15th St, Okeechobee, FL 34974

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,768 sqft · built 1963
Lot Size	0.642 acres (27,966 sqft)
Owner	Owner Name on Record
Last Sale	$240,000 (Oct 2005)
Tax Bill	$1,328 (2025)
Deeds & Mortgages	Apr 2017 Line of Credit Jul 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`3-21-37-35-0110-00010-0080`

Property Details

APN / Parcel Number

Primary APN	`3-21-37-35-0110-00010-0080`

Interior

Full Baths	2 Baths
Building Area	1,768 sqft Heated Area
Gross Area	2,981 sqft
Utility Area	420 sqft
Utility Room	Utility Room
Flooring	Terrazzo
Interior Walls	Plaster

Exterior

Year Built	Built 1963
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	27,966 sqft (0.642 acres)
Lot Dimensions	252 ft deep x 111 ft wide
Porch	Open Porch
Patio Area	250 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	302 SW 15TH ST
City	OKEECHOBEE
State	FL
Zip	34974-5260
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TEDDER PARK SUBDIVISION (PLAT BOOK 3 PAGE 10) LOTS 8 & 8A
Legal Range	35E
Legal Township	37S
Legal Section	21
Legal Subdivision	TEDDER PARK SUBDIVISION
Legal Lot Number	8,8A
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	4
Census Block	4059
Census Tract	910601

Owner

Source: Okeechobee County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	302 SW 15TH ST, OKEECHOBEE, FL 34974-5260
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2017	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jul 22, 2019	Deed of Trust, Mortgage · Line of Credit PNC BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2005 · Amount on Record
Deed Sale	Oct 13, 2005 · Amount on Record
Deed Document Number	2005022085
Deed Book / Page	0579 / 1173
Record Updated	Jun 8, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	302 SW 15TH ST, OKEECHOBEE, FL 34974-5260
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007881815
Date	Apr 10, 2017
Book Page	0788/1815
Instrument	2017003522

Lender

Name	PNC BANK NA
Type	Bank
Address	OKEECHOBEE, FL 34974

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 25, 2027

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	302 SW 15TH ST, OKEECHOBEE, FL 34974-5260
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008271761
Date	Jul 22, 2019
Book Page	0827/1761
Instrument	2019007426

Lender

Name	PNC BANK NA
Type	Bank
Address	OKEECHOBEE, FL 34974

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	145 Months
Due	Aug 25, 2031

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Municipality	Okeechobee City
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,328.00 (-25.69%) Homeowner's exemption	$111,194 (+5.99%)	$249,057 (+8.36%) Land $51,892 Building $197,165
2023	$1,787.00 (+5.18%) Homeowner's exemption	$104,913 (+3%)	$229,835 (+30.42%) Land $40,293 Building $189,542
2022	$1,699.00 Homeowner's exemption	$101,857	$176,230 Land $28,083 Building $148,147

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2012–2018)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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