Okeechobee County property record for 409 SW 15th St, Okeechobee, FL 34974
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,000 sqft · built 1960 |
| Lot Size | 1.52 acres (66,255 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $487,115 (Jul 2026) |
| Tax Bill | $6,044 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-28-37-35-0A00-00007-0000 |
| Primary APN | 2-28-37-35-0A00-00007-0000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 3,000 sqft Living Area |
| Gross Area | 3,919 sqft |
| 1st Floor Area | 3,483 sqft |
| Utility Area | 80 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 66,255 sqft (1.52 acres) |
| Lot Width | 200 ft Width |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Pool Area | 512 sqft |
| Porch | Open Porch |
| Patio Area | 269 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 409 SW 15TH ST |
|---|---|
| City | OKEECHOBEE |
| State | FL |
| Zip | 34974-5261 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNPLATTED LANDS OF THE CITY BEGINNING AT THE INTERSECTION OF THE WEST BOUNDARY LINE OF NE 1/4 OF NW 1/4 OF NE 1/4, SECTION 28, TOWNSHIP 37 SOUTH, RANGE 35 EAST, AND THE SOUTH RIGHT OF WAY LINE OF NINTH STREET, AS NOW LOCATED; RUN THENCE EAST ALONG TH |
| Legal Range | 35E |
| Legal Township | 37S |
| Legal Section | 28 |
| Legal Subdivision | UNPLATTED LANDS OF THE CITY |
| Jurisdiction | OKEECHOBEE FL |
| Township / Civil Division | OKEECHOBEE |
| Census Block Group | 5 |
| Census Block | 5002 |
| Census Tract | 910601 |
Source: Okeechobee County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 409 SW 15TH ST, OKEECHOBEE, FL 34974-5261 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 7, 2026 · Amount on Record |
| Deed Sale | Jul 7, 2026 · Amount on Record |
| Prior Sale | Apr 13, 2016 |
| Deed Document Number | 20267421 |
| Prior Transfer Date | Apr 15, 2016 |
| Prior Transfer Doc | 0007740464 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Recording Date | Jul 7, 2026 |
| Property Address | 409 SW 15TH ST, OKEECHOBEE, FL 34974-5261 |
| Document Number | 0000007421 |
| Instrument Date | Jun 30, 2026 |
| Instrument | 20267421 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2026 |
| Title Company | TITLE OF FLORIDA, TITLE PROS OF FLORIDA LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $344,390.81 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 409 SW 15TH ST, OKEECHOBEE, FL 34974-5261 |
| Document Number | 0000007422, |
|---|---|
| Date | Jul 7, 2026 |
| Instrument | 20267422 |
| Name | E HOME LOANS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Okeechobee County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okeechobee County |
| Municipality | Okeechobee City |
| Unified School District | Okeechobee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,044.00 (+3.03%) Homeowner's exemption | $185,773 (+5.99%) | $374,784 (+9.56%) Land $105,838 Building $268,946 |
| 2023 | $5,866.00 (+87.59%) Homeowner's exemption | $175,279 (+3%) | $342,092 (+28.11%) Land $73,364 Building $268,728 |
| 2022 | $3,127.00 Homeowner's exemption | $170,174 | $267,025 Land $54,899 Building $212,126 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 29 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 10 (2004–2012) |
| Claims Outside the SFHA | 9 of 10 |
| Most Recent Claim | Aug 2012 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile, Verizon.
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