302 S Washington St, Everson, WA 98247 Property Records

Whatcom County property record for 302 S Washington St, Everson, WA 98247

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,764 sqft · built 1910
Lot Size	0.132 acres (5,772 sqft)
Owner	Individual Name on Record
Tax Bill	$3,601 (2025)
Deeds & Mortgages	May 2021 Mortgage May 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`561209`

Property Details

APN / Parcel Number

Primary APN	`561209`
Alternative APNs	`400431 240465 0000` `139806` `484463`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,764 sqft Living Area
1st Floor Area	1,116 sqft
2nd Floor Area	648 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Architectural Style	Split Level
Exterior Material	Combination
Roof Material	Composition Shingle
Lot Area	5,772 sqft (0.132 acres)
Garage Type	Detached
Garage Area	828 sqft
Parking Spaces	3 Parking Spaces
Deck Area	216 sqft
Patio Area	210 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	484463
Street Address	302 S WASHINGTON ST
City	EVERSON
State	WA
Zip	98247-9113
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MU
Legal Description	LOT 1 HAM SHORT PLAT AS REC BOOK 7 SHORT PLATS PG 76
Legal Range	04
Legal Township	40
Legal Section	31
Legal Subdivision	HAM SHORT PLAT
Legal Lot Number	1
Jurisdiction	WHATCOM WA
Township / Civil Division	SUMAS
Census Block Group	1
Census Block	1023
Census Tract	10201

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	302 S WASHINGTON ST, EVERSON, WA 98247-9113
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage CANOPY MORTGAGE LLC
May 22, 2019	Warranty Deed, Transfer HOMESTREET BK
Jan 23, 2018	Deed of Trust, Mortgage · Conventional with PMI WHATCOM EDUCATIONAL CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2025
Deed Sale	Sep 11, 2025
Prior Sale	May 22, 2019 · Amount on Record
Deed Document Number	2025-0900969
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	302 S WASHINGTON ST, EVERSON, WA 98247-9113
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000500623
Date	May 5, 2021
Instrument	2021-0500623

Lender

Name	CANOPY MORTGAGE LLC
Type	Mortgage Company
Address	LINDON, UT 84042

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	May 22, 2019
Property Address	302 S WASHINGTON ST, EVERSON, WA 98247-9113
Document Number	2190502482
Instrument Date	May 14, 2019
Instrument	502482
Transaction Type	Transfer
Record Updated	Jun 4, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$5,398.40
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	302 S WASHINGTON ST EVERSON WA 982479113, EVERSON, WA 98247-9113

Mortgage

Document Number	2190502483
Date	May 22, 2019
Instrument	502483

Lender

Name	HOMESTREET BK
Type	Bank
Address	SEATTLE, WA 98101-2326

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 21, 2049

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	302 S WASHINGTON ST, EVERSON, WA 98247-9113
Document Number	2180103135
Instrument Date	Jan 23, 2018
Transaction Type	Mortgage
Record Updated	Feb 6, 2018
Title Company	CHICAGO TITLE INC COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	302 S WASHINGTON ST EVERSON WA 982479113, EVERSON, WA 98247-9113

Mortgage

Document Number	2180103135
Date	Jan 29, 2018
Instrument	103135

Lender

Name	WHATCOM EDUCATIONAL CU
Type	Credit Union
Address	BELLINGHAM, WA 98225

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2048

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Everson City
Unified School District	Nooksack Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,601.00 (+14.28%)	$391,268 (+4.55%) Land $150,480 Building $240,788	$391,268 (+4.55%) Land $150,480 Building $240,788
2022		$374,236 Land $124,096 Building $250,140	$374,236 Land $124,096 Building $250,140
2021	$3,151.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	9 (2021–2025)
Most Recent Claim	Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EVERSON serves 3,893 people · EPA ID WA5324200
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband, Ziply Fiber.

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