209 S Washington St, Everson, WA 98247 Property Records

Whatcom County property record for 209 S Washington St, Everson, WA 98247

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,952 sqft · built 1925
Lot Size	0.25 acres (10,890 sqft)
Owner	Owner Name on Record
Tax Bill	$3,421 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`516988`

Property Details

APN / Parcel Number

Primary APN	`516988`
Alternative APNs	`400431 250450 0000` `139817`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,952 sqft Living Area
1st Floor Area	1,616 sqft
2nd Floor Area	336 sqft
Basement Area	160 sqft
Unfinished Basement	160 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Architectural Style	Split Level
Exterior Material	Combination
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)

Exterior Amenities

Porch	Porch
Porch Area	24 sqft
Deck Area	108 sqft
Storage Building	600 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	516988
Street Address	209 S WASHINGTON ST
City	EVERSON
State	WA
Zip	98247-9109
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MU
Legal Description	BEG 20 FT E-779 FT S OF 1/4 SEC COR BTWN SECS 30-31-TH E 112 FT-TH N 100 FT-TH W 112 FT-TH S 100 FT TO BEG
Legal Range	04
Legal Township	40
Legal Section	31
Jurisdiction	WHATCOM WA
Township / Civil Division	SUMAS
Census Block Group	2
Census Block	2026
Census Tract	10202

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	209 S WASHINGTON ST, EVERSON, WA 98247-9109
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF THE PACIFIC
Mar 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE PACIFIC
Feb 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE PACIFIC
Aug 4, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF THE PACIFIC

Assessor's Deed Record

Last Transfer Date	Dec 22, 2014
Transfer Doc	2141202453
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	209 S WASHINGTON ST, EVERSON, WA 98247-9109
Transaction Type	Mortgage
Record Updated	Apr 11, 2023
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000400102
Date	Apr 3, 2023
Instrument	2023-0400102

Lender

Name	BANK OF THE PACIFIC
Type	Bank
Address	BELLINGHAM, WA 98226

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	209 S WASHINGTON ST, EVERSON, WA 98247-9109
Transaction Type	Mortgage
Record Updated	Feb 22, 2022
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000300130
Date	Mar 1, 2021
Instrument	2021-0300130

Lender

Name	BANK OF THE PACIFIC
Type	Bank
Address	BELLINGHAM, WA 98225

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	209 S WASHINGTON ST, EVERSON, WA 98247-9109
Document Number	2200202318
Instrument Date	Feb 18, 2020
Transaction Type	Mortgage
Record Updated	Mar 9, 2020
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	209 S WASHINGTON ST EVERSON WA 982479109, EVERSON, WA 98247-9109

Mortgage

Document Number	2200202318
Date	Feb 24, 2020
Instrument	202318

Lender

Name	BANK OF THE PACIFIC
Type	Bank
Address	BELLINGHAM, WA 98225

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Feb 23, 2045

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	209 S WASHINGTON ST, EVERSON, WA 98247-9109
Document Number	2170801023
Instrument Date	Aug 4, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 S WASHINGTON ST EVERSON WA 982479109, EVERSON, WA 98247-9109

Mortgage

Document Number	2170801023
Date	Aug 9, 2017
Instrument	801023

Lender

Name	BANK OF THE PACIFIC
Type	Bank
Address	ABERDEEN, WA 98520

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Everson City
Unified School District	Nooksack Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,421.00 (+12.57%)	$371,778 (+3%) Land $188,100 Building $183,678	$371,778 (+3%) Land $188,100 Building $183,678
2022		$360,933 Land $124,096 Building $236,837	$360,933 Land $124,096 Building $236,837
2021	$3,039.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 126 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	131 units insured incl. 5 condo units
Nearby Flood Claims	123 (2020–2025)
Claims Outside the SFHA	6 of 123
Most Recent Claim	Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 120 claims Severe Storms, Flooding, Landslides, And Mudslides, Feb 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EVERSON serves 3,893 people · EPA ID WA5324200
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband, Ziply Fiber.

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