302 S Laurel St, Springfield, GA 31329 Property Records

Effingham County property record for 302 S Laurel St, Springfield, GA 31329

Property Summary

Property Type	Store with Apartments
Details	7,920 sqft · built 2023
Lot Size	0.23 acres (10,019 sqft)
Owner	Company Name on Record
Last Sale	$1,325,000 (Jun 2026)
Tax Bill	$15,837 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Oct 2025 Sale + 7 more
Flood Zone	Zone X (minimal risk)
APN	`S1070073000`

Property Details

APN / Parcel Number

Primary APN	`S1070073000`
Alternative APNs	`S1070073` `26723`

Interior

Plumbing Fixtures	22 Plumbing Fixtures
Building Area	7,920 sqft Total Area
Utility Area	42 sqft
Utility Room	Utility Room
Flooring	Tile
Interior Walls	Composition

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2024
Exterior Material	Composition/Composite
Construction Type	Steel Frame
Roof Material	Fiberglass
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	147 ft deep x 75 ft wide
Porch	Slab
Canopy	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Space Heater

Location & Zoning

Account Number	26723
Street Address	302 S LAUREL ST
City	SPRINGFIELD
State	GA
Zip	31329-9276
Property Category	Commercial
Property Type	Commercial > Retail > Store with Apartments
Local Zoning Code	B-2
Legal Description	.226 AC
Jurisdiction	EFFINGHAM GA
Township / Civil Division	GUYTON-SPRINGFIELD
Census Block Group	1
Census Block	1011
Census Tract	30209

Owner

Source: Effingham County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	302 S LAUREL ST, SPRINGFIELD, GA 31329-9276
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Limited Warranty Deed, Transfer · Stand-Alone First Mortgage BANK OF NEWINGTON
Oct 27, 2025	Warranty Deed, Transfer
Mar 1, 2024	Deed of Trust, Mortgage · Conventional Mortgage BANK OF NEWINGTON
Dec 18, 2023	Deed of Trust, Mortgage · Conventional Mortgage BANK OF NEWINGTON
Dec 1, 2023	Deed of Trust, Mortgage · Conventional Mortgage BANK OF NEWINGTON
Apr 7, 2023	Deed of Trust, Mortgage · Commercial Mortgage BANK OF NEWINGTON
Jan 19, 2022	Warranty Deed, Transfer
Jan 19, 2022	Warranty Deed, Transfer
Mar 16, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2026 · Amount on Record
Deed Sale	Jun 16, 2026 · Amount on Record
Prior Sale	Oct 27, 2025 · Amount on Record
Deed Document Number	20265323
Deed Book / Page	3051 / 176
Prior Transfer Date	Jan 19, 2022
Prior Transfer Doc	002757/693
Record Updated	Oct 29, 2026

June 2026: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jun 16, 2026
Property Address	302 S LAUREL ST, SPRINGFIELD, GA 31329-9276
Document Number	0000005323
Book / Page	3051 / 176
Instrument Date	Jun 11, 2026
Instrument	20265323
Transaction Type	Transfer
Record Updated	Jul 13, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 S LAUREL ST, SPRINGFIELD, GA 31329-9276

Mortgage

Document Number	0000005324,
Date	Jun 16, 2026
Book Page	3051/178
Instrument	20265324

Lender

Name	BANK OF NEWINGTON

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 1, 2027

Interest

Rate	6.36%
Max Rate	-1%

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Oct 27, 2025
Property Address	302 S LAUREL ST, SPRINGFIELD, GA 31329-9276
Document Number	003003/479
Book / Page	3003 / 479
Instrument Date	Oct 24, 2025
Transaction Type	Transfer
Record Updated	Dec 22, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1417, RINCON, GA 31326-1417

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	LAUREL ST, SPRINGFIELD, GA 31329
Transaction Type	Mortgage
Record Updated	Mar 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	LAUREL ST

Mortgage

Document Number	0000002897/0000000473
Date	Mar 1, 2024
Book Page	0000002897/0000000473
Instrument	D2024001507

Lender

Name	BANK OF NEWINGTON

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2024

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	LAUREL ST, SPRINGFIELD, GA 31329
Transaction Type	Mortgage
Record Updated	Jan 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	LAUREL ST

Mortgage

Document Number	0000002886/0000000871
Date	Dec 18, 2023
Book Page	0000002886/0000000871

Lender

Name	BANK OF NEWINGTON

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Due	Jan 1, 2023

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	LAUREL ST, SPRINGFIELD, GA 31329
Transaction Type	Mortgage
Record Updated	Jan 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4070 STILLWELL CLYO RD, CLYO, GA 31303-3312

Mortgage

Document Number	0000002884/0000000403
Date	Dec 1, 2023
Book Page	0000002884/0000000403

Lender

Name	BANK OF NEWINGTON

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	72 Months
Due	Jan 1, 2029

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	LAUREL ST, SPRINGFIELD, GA 31329
Transaction Type	Mortgage
Record Updated	May 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	LAUREL ST

Mortgage

Document Number	0000002841/0000000620
Date	Apr 7, 2023
Book Page	0000002841/0000000620
Instrument	002748

Lender

Name	BANK OF NEWINGTON

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2024

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jan 19, 2022
Property Address	LAUREL ST, SPRINGFIELD, GA 31329
Document Number	002757/695
Book / Page	2757 / 695
Instrument Date	Jan 19, 2022
Instrument	2022-000129
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4070 STILLWELL CLYO RD, CLYO, GA 31303-3312

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jan 19, 2022
Property Address	302 S LAUREL ST, SPRINGFIELD, GA 31329-9276
Document Number	002757/693
Book / Page	2757 / 693
Instrument Date	Jan 19, 2022
Instrument	2022-000128
Transaction Type	Transfer
Record Updated	Dec 22, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	582 WHITAKER RD, CLYO, GA 31303-3813

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Mar 16, 2021
Property Address	LAUREL ST, SPRINGFIELD, GA 31329
Document Number	002673/987
Book / Page	2673 / 987
Instrument Date	Mar 16, 2021
Instrument	2021-000804
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	582 WHITAKER RD, CLYO, GA 31303-3813

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Municipality	Springfield City
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$460,963 (+2.38%) Land $30,901 Building $430,062	$1,152,408 (+2.38%) Land $77,252 Building $1,075,156
2025	$15,837.00 (+5,617.33%)	$450,251 (+5,417.78%) Land $30,901 Building $419,350	$1,125,627 (+5,417.78%) Land $77,252 Building $1,048,375
2022	$277.00	$8,160 Land $8,160	$20,400 Land $20,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD serves 3,100 people · EPA ID GA1030002
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Planters Rural Telephone Cooperative.

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