125 S Laurel St, Springfield, GA 31329 Property Records

Effingham County property record for 125 S Laurel St, Springfield, GA 31329

Property Summary

Property Type	Commercial
Details	1,800 sqft · built 1910
Lot Size	0.12 acres (5,227 sqft)
Owner	Company Name on File
Last Sale	$325,000 (Apr 2025)
Tax Bill	$5,618 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Apr 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`S1020062000`

Property Details

APN / Parcel Number

Primary APN	`S1020062000`
Alternative APNs	`S1020062` `26415`

Interior

Stories	1 Story
Building Area	1,800 sqft Total Area
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1910
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Retaining Wall
Roof Material	Tar & Gravel
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	90 ft deep x 60 ft wide
Porch	Slab
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	26415
Street Address	125 S LAUREL ST
City	SPRINGFIELD
State	GA
Zip	31329-9255
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	B-2
Legal Description	.124 AC LOTS 13 & 14 BLK 122
Legal Subdivision	SPRINGFIELD
Legal Block	122
Legal Lot Number	13,14
Jurisdiction	EFFINGHAM GA
Township / Civil Division	GUYTON-SPRINGFIELD
Census Block Group	2
Census Block	2067
Census Tract	30205

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Springfield Historic District listed 2021 · 307 contributing resources · NRIS 100006329

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

125 S Laurel St, a commercial property, is owned by a company that bought it in April 2025.

Source: Effingham County records, as of September 28, 2026

Owner of Record	Company Name on File
Mailing Address	128 BILTMORE DR, GUYTON, GA 31312-4439
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Deed of Trust, Mortgage BANK OF NEWINGTON
Apr 8, 2025	Quit Claim Deed, Transfer Quitclaim
Aug 31, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2025 · Amount on File
Deed Sale	Apr 15, 2025 · Amount on File
Prior Sale	Apr 8, 2025
Deed Book / Page	2967 / 538
Prior Transfer Date	Dec 31, 2024
Prior Transfer Doc	002966/109
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Recording Date	Aug 26, 2026
Property Address	125 S LAUREL ST, SPRINGFIELD, GA 31329-9255
Document Number	3065000654
Book / Page	3065 / 654
Instrument Date	Aug 26, 2026
Transaction Type	Mortgage
Record Updated	Sep 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 S LAUREL ST, SPRINGFIELD, GA 31329-9255

Mortgage

Document Number	3065000654,
Date	Aug 26, 2026
Book Page	3065/654

Lender

Name	BANK OF NEWINGTON

Agreement

Amount	Amount on Record
Term	60 Months
Due	Aug 1, 2031

Interest

Max Rate	-1%

April 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Apr 8, 2025
Property Address	125 S LAUREL ST, SPRINGFIELD, GA 31329-9255
Document Number	002966/109
Book / Page	2966 / 109
Instrument Date	Dec 31, 2024
Transaction Type	Transfer
Record Updated	Dec 22, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4316 WASHINGTON RD, EVANS, GA 30809-3957

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Aug 31, 2020
Property Address	125 S LAUREL ST, SPRINGFIELD, GA 31329-9255
Document Number	002619/645
Book / Page	2619 / 645
Instrument Date	Aug 31, 2020
Instrument	2020-002452
Transaction Type	Transfer
Record Updated	Mar 2, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	624 ELLIS ST, AUGUSTA, GA 30901-1434

Tax Assessment & Valuation

The 2025 property tax bill for 125 S Laurel St was $5,618.

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Municipality	Springfield City
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$146,488 (-) Land $29,858 Building $116,630	$366,222 (-) Land $74,646 Building $291,576
2025	$5,618.00	$146,488 Land $29,858 Building $116,630	$366,222 Land $74,646 Building $291,576
2022	$2,646.00	$77,889 Land $22,464 Building $55,425	$194,722 Land $56,160 Building $138,562

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 125 S Laurel St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 36 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	36 in force
Nearby Flood Claims	3 (2024)
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Tropical Storm Debby, Aug 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 125 S Laurel St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD serves 3,100 people · EPA ID GA1030002
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Planters Rural Telephone Cooperative.

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