302 Pennant Ave, Lathrop, CA 95330 Property Records

San Joaquin County property record for 302 Pennant Ave, Lathrop, CA 95330

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,033 sqft · built 2006
Lot Size0.094 acres (4,093 sqft)
Owner2 Individual Names on File
Last Sale$287,000 (Mar 2015)
Tax Bill$4,499 (2026)
Deeds & MortgagesFeb 2019 Mortgage
Jan 2020 Mortgage
Flood ZoneZone X (reduced by levee)
APN196-730-500-000

Property Details

APN / Parcel Number

Primary APN196-730-500-000
Alternative APN
  • 196-730-50

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,033 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleL-Shape
Construction TypeWood
Lot Area4,093 sqft (0.094 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number196-730-50
Street Address302 PENNANT AVE
CityLATHROP
StateCA
Zip95330-8519
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description06-FM PT 196-270-03 PER AMBERGROVE
Legal SubdivisionAMBERGROVE
Legal Block2
Legal Lot Number50
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionMANTECA
Census Block Group2
Census Block2008
Census Tract5129

Owner

302 Pennant Ave is owned and occupied by two individuals who bought it in March 2015.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address302 PENNANT AVE, LATHROP, CA 95330-8519
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 25, 2019Deed of Trust, Mortgage · VA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 13, 2020Deed of Trust, Mortgage · VA Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 11, 2015 · Amount on File
Deed SaleMar 11, 2015 · Amount on File
Prior SaleDec 19, 2008 · Amount on File
Deed Document Number201526055
Prior Transfer DateMay 22, 2008
Prior Transfer Doc0000088803
Record UpdatedOct 29, 2026

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address302 PENNANT AVE, LATHROP, CA 95330-8519
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyNORTH AMERICAN TITLE CONCORD

Transferred To (Grantee/Buyer)

NameVerified Name
Address302 PENNANT AVE, LATHROP, CA 95330-8519

Mortgage

Document Number0000019213
DateFeb 25, 2019
Instrument2019-019213
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2049

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address302 PENNANT AVE, LATHROP, CA 95330-8519
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyPROVIDENT TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004784
DateJan 13, 2020
Instrument2020-004784
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 302 Pennant Ave was $4,499, up 1.1% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityLathrop City
Unified School DistrictManteca Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,499.00 (+1.1%)
2025$4,450.00$344,921 Land $120,722 Building $224,199
2023$4,240.00 (+1.78%)$331,529 Land $116,035 Building $215,494$518,850
2022$4,166.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 302 Pennant Ave in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 302 Pennant Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LATHROP
serves 38,596 people · EPA ID CA3910015
Water SourcePurchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State InspectionDec 2024
Also Mapped HereSAN JOAQUIN COUNTY-MOKELUMNE ACRES
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 551 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Cal.net
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Ayera Technologies, Frontier, Matrix Broadband, unWired Broadband, Verizon.

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