San Joaquin County property record for 261 Pennant Ave, Lathrop, CA 95330
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,130 sqft · built 2017 |
| Lot Size | 0.094 acres (4,110 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $415,500 (Apr 2017) |
| Tax Bill | $6,038 (2026) |
| Deeds & Mortgages | Oct 2021 Mortgage Apr 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 196-730-450-000 |
| Primary APN | 196-730-450-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,130 sqft Living Area |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 4,110 sqft (0.094 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 196-730-45 |
|---|---|
| Street Address | 261 PENNANT AVE |
| City | LATHROP |
| State | CA |
| Zip | 95330-8518 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 06-FM PT 196-270-03 PER AMBERGROVE |
| Legal Subdivision | AMBERGROVE |
| Legal Block | 2 |
| Legal Lot Number | 43 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | MANTECA |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 5129 |
261 Pennant Ave is owned and occupied by two individuals who bought it in April 2017.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 261 PENNANT AVE, LATHROP, CA 95330-8518 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 19, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Apr 28, 2017 | Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 28, 2017 · Amount on File |
| Deed Sale | Apr 28, 2017 · Amount on File |
| Prior Sale | Aug 26, 2016 · Amount on File |
| Deed Document Number | 201747680 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 261 PENNANT AVE, LATHROP, CA 95330-8518 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 261 PENNANT AVE, LATHROP, CA 95330-8518 |
| Document Number | 0000182043 |
|---|---|
| Date | Oct 29, 2021 |
| Instrument | 2021-182043 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 261 PENNANT AVE, LATHROP, CA 95330-8518 |
| Document Number | 0000044351 |
| Instrument Date | Apr 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2019 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Address | 261 PENNANT AVE LATHROP CA 953308518, LATHROP, CA 95330-8518 |
| Document Number | 0000044351 |
|---|---|
| Date | May 2, 2019 |
| Instrument | 44351 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33634 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Apr 28, 2017 |
| Property Address | 261 PENNANT AVE, LATHROP, CA 95330-8518 |
| Document Number | 0000047680 |
| Map Reference | MAP40 PG20 |
| Instrument Date | Mar 21, 2017 |
| Instrument | 2017-047680 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 261 PENNANT AVE, LATHROP, CA 95330-8518 |
| Document Number | 0000047681 |
|---|---|
| Date | Apr 28, 2017 |
| Instrument | 2017-047681 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2047 |
The 2026 property tax bill for 261 Pennant Ave was $6,038, up 1.1% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Lathrop City |
| Unified School District | Manteca Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,038.00 (+1.07%) | ||
| 2025 | $5,974.00 | $481,745 Land $168,863 Building $312,882 | |
| 2023 | $5,701.00 (+1.71%) | $463,040 Land $162,306 Building $300,734 | $559,710 |
| 2022 | $5,605.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 261 Pennant Ave in Zone X, where a levee reduces flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 261 Pennant Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LATHROP serves 38,596 people · EPA ID CA3910015 |
|---|---|
| Water Source | Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT |
| Last State Inspection | Dec 2024 |
| Also Mapped Here | SAN JOAQUIN COUNTY-MOKELUMNE ACRES |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 551 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Ayera Technologies, Frontier, Matrix Broadband, unWired Broadband, Verizon.
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