302 N Front St E, Savoy, TX 75479 Property Records

Fannin County property record for 302 N Front St E, Savoy, TX 75479

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,508 sqft · built 2017
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$268,017 (Apr 2026)
Tax Bill	$4,937 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Sep 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1149-017-0030-09`

Property Details

APN / Parcel Number

Primary APN	`1149-017-0030-09`
Alternative APN	`85026`

Interior

Full Baths	4 Baths
Building Area	2,508 sqft Living Area
1st Floor Area	2,481 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Porch	Porch
Porch Area	270 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Electric

Location & Zoning

Account Number	1149-017-0030-09
Street Address	302 N FRONT ST E
City	SAVOY
State	TX
Zip	75479-2019
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A1149 J WEEKS, BLOCK 17, TRACT 3-6, ACRES .25
Legal Subdivision	ORIGINAL TOWN PLAT OF SAVOY
Legal Tract	TRACT 3-6
Legal Block	17
Jurisdiction	FANNIN TX
Township / Civil Division	ECTOR
Census Block Group	1
Census Block	1039
Census Tract	950300

Owner

Source: Fannin County assessment roll, as of November 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	302 N FRONT ST E, SAVOY, TX 75479-2019
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Deed, Transfer · FHA Mortgage MORTGAGE FINANCIAL SERVICES
Sep 27, 2023	Vendor's Lien, Transfer SAGE GROVE INVESTMENTS LLC
Nov 15, 2021	Deed of Trust, Mortgage · Commercial Mortgage TRINITY CAPITAL BANK OF TEXAS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 1, 2026 · Amount on Record
Deed Sale	Apr 1, 2026 · Amount on Record
Prior Sale	May 20, 2025 · Amount on Record
Deed Document Number	20261959
Prior Transfer Date	Aug 11, 2010
Prior Transfer Doc	01507/0552
Record Updated	Sep 20, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FANNIN TX
Recording Date	Apr 1, 2026
Property Address	302 N FRONT ST E, SAVOY, TX 75479-2019
Document Number	0000001959
Instrument Date	Mar 10, 2026
Instrument	20261959
Transaction Type	Transfer
Record Updated	Apr 15, 2026
Title Company	COLE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 N FRONT ST E, SAVOY, TX 75479-2019

Mortgage

Document Number	2026001960,
Date	Apr 1, 2026
Instrument	20261960

Lender

Name	MORTGAGE FINANCIAL SERVICES

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6.01%
Max Rate	-1%

September 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FANNIN TX
Recording Date	Sep 27, 2023
Property Address	302 N FRONT ST E, SAVOY, TX 75479-2019
Document Number	2023006200
Map Reference	VOL V PG 258
Instrument Date	Sep 25, 2023
Instrument	2023006200
Transaction Type	Transfer
Record Updated	Oct 16, 2023
Title Company	COREY TITLE COMPANY, COLE TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2172, MCKINNEY, TX 75070-8166

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 N FRONT ST E, SAVOY, TX 75479-2019

Mortgage

Date	Sep 27, 2023

Lender

Name	SAGE GROVE INVESTMENTS LLC
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN TX
Property Address	302 N FRONT ST E, SAVOY, TX 75479-2019
Transaction Type	Mortgage
Record Updated	Dec 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021008361
Date	Nov 15, 2021
Instrument	2021008361

Lender

Name	TRINITY CAPITAL BANK OF TEXAS
Type	Bank
Address	ENNIS, TX 75119

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 10, 2041

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fannin County
Municipality	Savoy City
Unified School District	Savoy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,937.00 (-7.65%)	$300,450 (-9.77%) Land $32,020 Building $268,430	$300,450 (-9.77%) Land $32,020 Building $268,430
2024	$5,346.00 (+10.09%)
2023		$333,000 Land $26,680 Building $306,320	$333,000 Land $26,680 Building $306,320
2018	$4,856.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAVOY serves 868 people · EPA ID TX0740006
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cable One Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Texoma Communications Fixed Wireless	100 / 20
AMG Technology Investment Group Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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