302 N Ash St, Springfield, GA 31329 Property Records

Effingham County property record for 302 N Ash St, Springfield, GA 31329

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,374 sqft · built 1945
Lot Size	0.74 acres (32,234 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Feb 2020)
Tax Bill	$2,696 (2025)
Deeds & Mortgages	Feb 2020 Sale & Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`S1060015000`

Property Details

APN / Parcel Number

Primary APN	`S1060015000`
Alternative APNs	`S1060015` `26593`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,374 sqft Heated Area
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1999
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Shed Roof
Roof Material	Fiberglass
Lot Area	32,234 sqft (0.74 acres)
Utility Building	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	26593
Street Address	302 N ASH ST
City	SPRINGFIELD
State	GA
Zip	31329-3086
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	.74 AC LOTS 3 & 4 BLK 108
Legal Subdivision	CITYOFSPRINGFIELD
Legal Block	108
Legal Lot Number	3,4
Jurisdiction	EFFINGHAM GA
Township / Civil Division	GUYTON-SPRINGFIELD
Census Block Group	2
Census Block	2046
Census Tract	30205

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Springfield Historic District listed 2021 · 307 contributing resources · NRIS 100006329

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	302 N ASH ST, SPRINGFIELD, GA 31329-3086
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2020	Warranty Deed, Transfer · FHA Mortgage DRAPER AND KRAMER MORTGAGE
May 30, 2018	Warranty Deed, Transfer · VA Mortgage CHURCHILL MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2020 · Amount on Record
Deed Sale	Feb 7, 2020 · Amount on Record
Prior Sale	May 30, 2018 · Amount on Record
Deed Document Number	2020369
Deed Book / Page	2573 / 486
Prior Transfer Date	Nov 30, 2006
Prior Transfer Doc	001565/127
Record Updated	Oct 29, 2026

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Feb 7, 2020
Property Address	302 N ASH ST, SPRINGFIELD, GA 31329-3086
Document Number	002573/486
Book / Page	2573 / 486
Instrument Date	Feb 7, 2020
Instrument	2020-000369
Transaction Type	Transfer
Record Updated	Mar 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 N ASH ST, SPRINGFIELD, GA 31329-3086

Mortgage

Document Number	0000002573/0000000488
Date	Feb 10, 2020
Book Page	0000002573/0000000488
Instrument	001349

Lender

Name	DRAPER AND KRAMER MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	May 30, 2018
Property Address	302 N ASH ST, SPRINGFIELD, GA 31329-3086
Document Number	002469/161
Book / Page	2469 / 161
Instrument Date	May 30, 2018
Instrument	2018-001297
Transaction Type	Transfer
Record Updated	Mar 22, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 N ASH ST, SPRINGFIELD, GA 31329-3086

Mortgage

Document Number	2469/163
Date	May 31, 2018
Book Page	2469/163
Instrument	004627

Lender

Name	CHURCHILL MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Municipality	Springfield City
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$72,061 (-) Land $19,536 Building $52,525	$180,153 (-) Land $48,840 Building $131,313
2025	$2,696.00 (+7.32%)	$72,061 (+0.02%) Land $19,536 Building $52,525	$180,153 (+0.02%) Land $48,840 Building $131,313
2024	$2,512.00 (+46.9%)	$72,044 (+55.25%) Land $19,536 Building $52,508	$180,109 (+55.25%) Land $48,840 Building $131,269
2022	$1,710.00	$46,405 Land $13,320 Building $33,085	$116,012 Land $33,300 Building $82,712

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	36 in force
Nearby Flood Claims	3 (2024)
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Tropical Storm Debby, Aug 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD serves 3,100 people · EPA ID GA1030002
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Planters Rural Telephone Cooperative.

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