110 N Ash St, Springfield, GA 31329 Property Records

Effingham County property record for 110 N Ash St, Springfield, GA 31329

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,288 sqft · built 1963
Lot Size	1.2 acres (52,272 sqft)
Owner	2 Individual Names on File
Last Sale	$110,500 (Nov 2015)
Tax Bill	$2,656 (2025)
Deeds & Mortgages	Nov 2017 Line of Credit Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`S1060017000`

Property Details

APN / Parcel Number

Primary APN	`S1060017000`
Alternative APNs	`S1060017` `26595`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,288 sqft Heated Area
Utility Area	136 sqft
Utility Room	Utility Room
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1992
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Shed Roof
Roof Material	Fiberglass
Lot Area	52,272 sqft (1.2 acres)
Garage Type	Carport
Garage Area	424 sqft
Carport	Carport
Carport Area	424 sqft

Exterior Amenities

Porch	Slab
Porch Area	462 sqft
Deck Area	120 sqft
Patio Area	120 sqft
Shed	1 Shed
Shed Area	96 sqft
Canopy	408 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	26595
Street Address	110 N ASH ST
City	SPRINGFIELD
State	GA
Zip	31329-4959
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	1.20 AC LOTS 1-4 BLK 116
Legal Subdivision	CITYOFSPRINGFIELD
Legal Block	116
Legal Lot Number	1-4
Jurisdiction	EFFINGHAM GA
Township / Civil Division	GUYTON-SPRINGFIELD
Census Block Group	2
Census Block	2062
Census Tract	30205

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Springfield Historic District listed 2021 · 307 contributing resources · NRIS 100006329

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

110 N Ash St is owned and occupied by two individuals who bought it in November 2015.

Source: Effingham County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	110 N ASH ST, SPRINGFIELD, GA 31329-4959
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2017	Deed of Trust, Mortgage · Line of Credit BRANCH BANKING AND TRUST CO
Oct 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage MAGNOLIA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2015 · Amount on File
Deed Sale	Nov 6, 2015 · Amount on File
Prior Sale	Jun 21, 2004 · Amount on File
Deed Document Number	20152841
Deed Book / Page	2319 / 518
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	110 N ASH ST, SPRINGFIELD, GA 31329-4959
Transaction Type	Mortgage
Record Updated	Jun 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002436/938
Date	Nov 9, 2017
Book Page	2436/938
Instrument	010083

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Dec 1, 2042

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	110 S ASH ST, SPRINGFIELD, GA 31329-4961
Transaction Type	Mortgage
Record Updated	Feb 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 N ASH ST, SPRINGFIELD, GA 31329-4959

Mortgage

Document Number	0000002551/0000000567
Date	Oct 18, 2019
Book Page	0000002551/0000000567
Instrument	008753

Lender

Name	MAGNOLIA BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 110 N Ash St was $2,656 with exemptions applied, up 3.6% from the year before.

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Municipality	Springfield City
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$100,658 (-) Land $31,680 Building $68,978	$251,645 (-) Land $79,200 Building $172,445
2025	$2,656.00 (+3.63%) Homeowner's exemption Senior Citizen's exemption	$100,658 (-11.84%) Land $31,680 Building $68,978	$251,645 (-11.84%) Land $79,200 Building $172,445
2024	$2,563.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$114,182 Land $31,680 Building $82,502	$285,456 Land $79,200 Building $206,256
2022	$2,378.00 Homeowner's exemption	$90,590 Land $21,600 Building $68,990	$226,476 Land $54,000 Building $172,476

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 110 N Ash St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 36 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	36 in force
Nearby Flood Claims	3 (2024)
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Tropical Storm Debby, Aug 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 110 N Ash St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 88% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD serves 3,100 people · EPA ID GA1030002
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Planters Rural Telephone Cooperative.

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