302 N 4th St, Saint Clair, MI 48079 Property Records

St. Clair County property record for 302 N 4th St, Saint Clair, MI 48079

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,487 sqft · built 1890
Lot Size	0.098 acres (4,269 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Jan 2023)
Tax Bill	$2,821 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-07-049-0341-000`

Property Details

APN / Parcel Number

Primary APN	`74-07-049-0341-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,487 sqft Living Area
1st Floor Area	1,267 sqft
Basement Area	340 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Lot Area	4,269 sqft (0.098 acres)
Lot Dimensions	52.5 ft deep x 35 ft wide
Garage Area	180 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	302 N 4TH ST
City	SAINT CLAIR
State	MI
Zip	48079-4812
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MD-1 MIX O
Legal Description	W35' OF S 5' OF E 40' OF LOT 2 ALSO LOT 3 EXC E 5' & EXC N 20' OF W 50' BLK 64 MAP OF ST CLAIR
Legal Subdivision	SAINT CLAIR
Legal Block	64
Legal Lot Number	2-3
Legal Unit	2,3
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	1
Census Block	1010
Census Tract	642000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	302 N 4TH ST, SAINT CLAIR, MI 48079-4812
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2023 · Amount on Record
Deed Sale	Jan 9, 2023 · Amount on Record
Prior Sale	Oct 31, 2016 · Amount on Record
Deed Document Number	2023429
Deed Book / Page	5590 / 632
Prior Transfer Date	May 26, 2011
Prior Transfer Doc	004156/992
Record Updated	Oct 29, 2026

January 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jan 9, 2023
Property Address	302 N 4TH ST, SAINT CLAIR, MI 48079-4812
Document Number	0005590632
Book / Page	5590 / 632
Map Reference	LB D PG 31
Instrument Date	Dec 16, 2022
Instrument	2023000429
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 23, 2023
Title Company	ATA NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$975.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 85, SAINT CLAIR, MI 48079-0085

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	576 N RIVERSIDE AVE, SAINT CLAIR, MI 48079-5414

Mortgage

Document Number	2023000430
Date	Jan 9, 2023
Instrument	2023000430

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	St. Clair City
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$86,400 (+8.41%)	$172,800 (+8.41%)
2025	$2,821.00 (+2.81%) Homeowner's exemption	$79,700 (+20.39%)
2024	$2,744.00 (+12.14%)		$159,400 (+20.39%)
2023		$66,200
2022	$2,447.00		$132,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2001 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Duke Broadband.

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