302 Mount Rainier St, Berthoud, CO 80513 Property Records

Larimer County property record for 302 Mount Rainier St, Berthoud, CO 80513

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,929 sqft · built 2020
Lot Size	0.174 acres (7,557 sqft)
Owner	2 Individual Names on File
Last Sale	$610,000 (May 2026)
Tax Bill	$6,761 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`94234-60-006`

Property Details

APN / Parcel Number

Primary APN	`94234-60-006`
Alternative APN	`R1666766`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,929 sqft Living Area
Gross Area	4,067 sqft
1st Floor Area	1,929 sqft
Basement Area	1,498 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Ranch
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,557 sqft (0.174 acres)
Garage Type	Attached
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1666766
Street Address	302 MOUNT RAINIER ST
City	BERTHOUD
State	CO
Zip	80513-8299
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6, BLOCK 4, HERITAGE RIDGE FIFTH FILING, BER (20180011533)
Legal Range	69W
Legal Township	4N
Legal Section	23
Legal Subdivision	HERITAGE RIDGE 5TH FILING
Legal Block	4
Legal Lot Number	6
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	4
Census Block	4027
Census Tract	2700

Owner

302 Mount Rainier St is owned by two individuals who bought it in May 2026.

Source: Larimer County records, as of May 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1564 BURKE ALY, ERIE, CO 80516-2695
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Jul 7, 2021	Special Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP
Apr 16, 2019	Loan Modification, Mortgage · Line of Credit REGIONS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2026 · Amount on File
Deed Sale	May 4, 2026 · Amount on File
Prior Sale	Jul 7, 2021 · Amount on File
Deed Document Number	202620809
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	May 4, 2026
Property Address	302 MOUNT RAINIER ST, BERTHOUD, CO 80513-8299
Document Number	0000020809
Instrument Date	May 1, 2026
Instrument	202620809
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,161.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1564 BURKE ALY, ERIE, CO 80516-2695

Mortgage

Document Number	0000020810,
Date	May 4, 2026
Instrument	202620810

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.63%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Jul 7, 2021
Property Address	302 MOUNT RAINIER ST, BERTHOUD, CO 80513-8299
Document Number	0000065218
Instrument Date	Jul 2, 2021
Instrument	20210065218
Transaction Type	Transfer
Record Updated	May 1, 2023
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$54.55
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3760 E 15TH ST # ST202, ST202, LOVELAND, CO 80538-7010

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 MOUNT RAINIER ST, BERTHOUD, CO 80513-8299

Mortgage

Document Number	0000065219
Date	Jul 7, 2021
Instrument	20210065219

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

April 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LARIMER CO
Recording Date	Apr 16, 2019
Property Address	302 MOUNT RAINIER ST, BERTHOUD, CO 80513-8299
Instrument Date	Apr 12, 2019
Instrument	18778
Transaction Type	Mortgage
Record Updated	Apr 26, 2019
Title Company	FNTG-NCS COLORADO

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2540 KING ARTHUR BLVD #200 LEWISVILLE TX 750565833, 200, LEWISVILLE, TX 75056-5833

Mortgage

Document Number	0000018778
Date	Apr 16, 2019
Instrument	18778

Lender

Name	REGIONS BK
Type	Bank
Address	1717 MCKINNEY AVE # 1200, DALLAS, TX 75202-1237

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Berthoud Town
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,761.00 (+5.02%)	$37,675 (-6.42%) Land $10,056 Building $27,619	$602,800 (+0.32%) Land $160,900 Building $441,900
2024	$6,438.00 (+2.11%)
2023	$6,305.00 (+25.9%)	$40,260 (+34.71%) Land $10,780 Building $29,480	$600,900 (+39.74%) Land $160,900 Building $440,000
2022	$5,008.00	$29,886 Land $7,993 Building $21,893	$430,000 Land $115,000 Building $315,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 302 Mount Rainier St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 302 Mount Rainier St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.8% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Hilltop Broadband Fiber	1,000 / 1,000
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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