292 Mount Rainier St, Berthoud, CO 80513 Property Records

Larimer County property record for 292 Mount Rainier St, Berthoud, CO 80513

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 3,152 sqft · built 2021
Lot Size	0.171 acres (7,480 sqft)
Owner	2 Individual Names on File
Last Sale	$694,624 (Dec 2021)
Tax Bill	$8,198 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Apr 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`94234-60-005`

Property Details

APN / Parcel Number

Primary APN	`94234-60-005`
Alternative APN	`R1666765`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,152 sqft Living Area
Basement Area	1,564 sqft
Finished Basement	1,368 sqft
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,480 sqft (0.171 acres)
Garage Type	Attached
Garage Area	708 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1666765
Street Address	292 MOUNT RAINIER ST
City	BERTHOUD
State	CO
Zip	80513-8297
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5, BLOCK 4, HERITAGE RIDGE FIFTH FILING, BER (20180011533)
Legal Quarter	SE
Legal Subdivision	HERITAGE RIDGE 5TH FILING
Legal Block	4
Legal Lot Number	5
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	4
Census Block	4027
Census Tract	2700

Owner

292 Mount Rainier St is owned and occupied by two individuals who bought it in December 2021.

Source: Larimer County records, as of February 2, 2026

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	292 MOUNT RAINIER ST, BERTHOUD, CO 80513-8297
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2021	Special Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP
Apr 16, 2019	Loan Modification, Mortgage · Line of Credit REGIONS BK

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Dec 27, 2021 · Amount on File
Deed Sale	Dec 27, 2021 · Amount on File
Deed Document Number	20210116248
Record Updated	Jun 8, 2026

December 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Dec 27, 2021
Property Address	292 MOUNT RAINIER ST, BERTHOUD, CO 80513-8297
Document Number	0000116248
Instrument Date	Dec 20, 2021
Instrument	20210116248
Transaction Type	Transfer
Record Updated	May 1, 2023
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$69.46
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3760 E 15TH ST, LOVELAND, CO 80538-7010

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	292 MOUNT RAINIER ST, BERTHOUD, CO 80513-8297

Mortgage

Document Number	0000116249
Date	Dec 27, 2021
Instrument	20210116249

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

April 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LARIMER CO
Recording Date	Apr 16, 2019
Property Address	292 MOUNT RAINIER ST, BERTHOUD, CO 80513-8297
Instrument Date	Apr 12, 2019
Instrument	18778
Transaction Type	Mortgage
Record Updated	Apr 26, 2019
Title Company	FNTG-NCS COLORADO

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2540 KING ARTHUR BLVD #200 LEWISVILLE TX 750565833, 200, LEWISVILLE, TX 75056-5833

Mortgage

Document Number	0000018778
Date	Apr 16, 2019
Instrument	18778

Lender

Name	REGIONS BK
Type	Bank
Address	1717 MCKINNEY AVE # 1200, DALLAS, TX 75202-1237

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 292 Mount Rainier St was $8,198.

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Berthoud Town
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,198.00	$45,681 Land $10,056 Building $35,625	$730,900 Land $160,900 Building $570,000
2023	$8,182.00 (+15.03%)	$51,148 (+20.51%) Land $10,780 Building $40,368	$763,400 (+25%) Land $160,900 Building $602,500
2022	$7,113.00	$42,444 Land $7,993 Building $34,451	$610,700 Land $115,000 Building $495,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 292 Mount Rainier St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 292 Mount Rainier St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.8% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Hilltop Broadband Fiber	1,000 / 1,000
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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