302 McClure Ave, Elgin, IL 60123 Property Records

Kane County property record for 302 McClure Ave, Elgin, IL 60123 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,168 sqft · built 1928
Lot Size	0.194 acres (8,430 sqft)
Owner	2 Individual Names on File
Last Sale	$252,000 (Mar 2023)
Tax Bill	$5,517 (2025)
Deeds & Mortgages	Jun 2026 Mortgage May 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-14-110-038`

Property Details

APN / Parcel Number

Primary APN	`06-14-110-038`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,168 sqft Living Area
Gross Area	2,336 sqft
1st Floor Area	1,168 sqft
Basement Area	1,168 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Exterior Material	Brick
Lot Area	8,430 sqft (0.194 acres)
Lot Dimensions	141 ft deep x 60 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	302 MCCLURE AVE
City	ELGIN
State	IL
Zip	60123-3520
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MCCLURES 3RD ADDN LOT 9 & PART OF ALLEY
Legal Subdivision	MCCLURES 3RD ADDN
Legal Block	3
Legal Lot Number	9
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3012
Census Tract	851102

Owner

Source: Kane County records · APN 06-14-110-038

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1607 CORNELL PL, HOFFMAN ESTATES, IL 60169-5018
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
May 20, 2024	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Mar 09, 2023	Warranty Deed, Transfer · FHA Mortgage DRAPER & KRAMER MORTGAGE CORP
Jan 17, 2020	Warranty Deed, Transfer PARKSIDE LNDG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 09, 2023 · Amount on Record
Deed Sale	Mar 09, 2023 · Amount on Record
Prior Sale	Jan 17, 2020 · Amount on Record
Deed Document Number	20237280
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Recording Date	Jun 30, 2026
Property Address	302 MCCLURE AVE, ELGIN, IL 60123-3520
Document Number	0000027334
Instrument Date	Jun 03, 2026
Instrument	202627334
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 MCCLURE AVE, ELGIN, IL 60123-3520

Mortgage

Document Number	0000027334,
Date	Jun 30, 2026
Instrument	202627334

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	321 Months
Due	Mar 01, 2053

Interest

Rate	6.37%
Max Rate	-1%

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	302 MCCLURE AVE, ELGIN, IL 60123-3520
Transaction Type	Mortgage
Record Updated	Apr 23, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 MCCLURE AVE, ELGIN, IL 60123-3520

Mortgage

Document Number	0000016870
Date	May 20, 2024
Instrument	2024K016870

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	346 Months
Due	Mar 01, 2053

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Mar 09, 2023
Property Address	302 MCCLURE AVE, ELGIN, IL 60123-3520
Document Number	0000007280
Instrument Date	Feb 28, 2023
Instrument	2023K007280
Transaction Type	Transfer
Record Updated	Jul 14, 2025
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$252.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	302 MCCLURE AVE, ELGIN, IL 60123-3520

Mortgage

Document Number	0000007281
Date	Mar 09, 2023
Instrument	2023K007281

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2053

Interest

Rate Type	Fixed Rate
Rate	5.87%

Mortgage

Document Number	0000007282
Date	Mar 09, 2023
Instrument	2023K007282

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 01, 2033

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jan 17, 2020
Property Address	302 MCCLURE AVE, ELGIN, IL 60123-3520
Document Number	0000003383
Instrument Date	Dec 27, 2019
Instrument	3383
Transaction Type	Transfer
Record Updated	Feb 06, 2020
Title Company	BURNET TITLE-POST CLOSING

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$216.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	302 MCCLURE AVE ELGIN IL 601233520, ELGIN, IL 60123-3520

Mortgage

Document Number	3384
Date	Jan 17, 2020
Instrument	3384

Lender

Name	PARKSIDE LNDG
Address	SAN FRANCISCO, CA 94102

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 16, 2050

Interest

Rate Type	Fixed Rate
Rate	4.25%

Mortgage

Document Number	3385,
Date	Jan 17, 2020
Instrument	3385

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	111 E WACKER DR # 1000, CHICAGO, IL 60601-4306

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jan 16, 2030

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,517.00 (+15.83%)
2024		$73,976 (+21.4%) Land $18,189 Building $55,787	$222,017 (+21.44%) Land $54,589 Building $167,428
2022	$4,763.00 (+4.75%) Homeowner's exemption	$60,938 (+6.96%) Land $14,983 Building $45,955	$182,814 (+6.96%) Land $44,949 Building $137,865
2021	$4,547.00 Homeowner's exemption	$56,973 Land $14,008 Building $42,965	$170,919 Land $42,024 Building $128,895

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898511023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1982, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 574 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Radiate Holdings	Cable	1,500 / 50
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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