284 McClure Ave, Elgin, IL 60123 Property Records

Kane County property record for 284 McClure Ave, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,376 sqft · built 1918
Lot Size0.225 acres (9,801 sqft)
OwnerIndividual Name on Record
Last Sale$171,000 (Aug 2016)
Tax Bill$6,826 (2025)
Deeds & MortgagesJun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN06-14-154-014

Property Details

APN / Parcel Number

Primary APN06-14-154-014

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,376 sqft Living Area
Gross Area2,080 sqft
Basement Area704 sqft

Exterior

Year BuiltBuilt 1918
Effective Year BuiltEffective 1918
Architectural StyleCustom Design
Construction TypeFrame
Lot Area9,801 sqft (0.225 acres)
Garage TypeDetached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Water SourceCommercial

Location & Zoning

Street Address284 MCCLURE AVE
CityELGIN
StateIL
Zip60123-5360
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOUNTY CLERK SUB SOUTH 1/2 NORTH 1/2 EXCEPT WEST 3 RODS LOT 125
Legal SubdivisionCOUNTY CLERKS SUB
Legal Block3
Legal Lot Number125
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3025
Census Tract851102

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address284 MCCLURE AVE, ELGIN, IL 60123-5360
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 8, 2016 · Amount on Record
Deed SaleAug 8, 2016 · Amount on Record
Prior SaleMay 5, 2006 · Amount on Record
Deed Document Number201641164
Prior Transfer DateMay 28, 1999
Prior Transfer Doc0000095598
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address284 MCCLURE AVE, ELGIN, IL 60123-5360
Transaction TypeMortgage
Record UpdatedJul 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000050137
DateJun 30, 2021
Instrument2021K050137
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term303 Months
DueSep 1, 2046

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,826.00 (+15.83%) Homeowner's exemption$97,485 (+8.57%) Land $22,815 Building $74,670$292,572 (+8.57%) Land $68,472 Building $224,100
2024$89,790 (+21.39%) Land $21,014 Building $68,776$269,478 (+21.44%) Land $63,067 Building $206,411
2022$5,893.00 (+4.6%) Homeowner's exemption$73,966 (+6.96%) Land $17,311 Building $56,655$221,898 (+6.96%) Land $51,933 Building $169,965
2021$5,634.00 Homeowner's exemption$69,153 Land $16,185 Building $52,968$207,459 Land $48,555 Building $158,904

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1982)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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