302 Main St, Rowley, MA 01969 Property Records

Essex County and Rowley Town property record for 302 Main St, Rowley, MA 01969

Property Summary

Property TypeDuplex
Details5 bd · 3 ba · 3,113 sqft · built 1929
Lot Size0.517 acres (22,540 sqft)
OwnerIndividual Name on Record
Last Sale$439,000 (Aug 2015)
Tax Bill$8,885 (2026)
Deeds & MortgagesDec 2021 Transfer
Jun 2020 Refinance
Flood ZoneZone X (minimal risk)
APNROWL M:0027 B:0003 L:0000

Property Details

APN / Parcel Number

Primary APNROWL M:0027 B:0003 L:0000

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms11 Rooms
Units2 Units
Stories3 Stories
Building Area3,113 sqft Living Area
Gross Area4,895 sqft
Basement Area1,035 sqft
Unfinished Basement1,035 sqft

Exterior

Year BuiltBuilt 1929
Effective Year BuiltEffective 1929
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof TypeGable
Roof MaterialAsphalt
Lot Area22,540 sqft (0.517 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address302 MAIN ST
CityROWLEY
StateMA
Zip01969-1511
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeOUT
Legal SubdivisionVILLAGE BRICKET HILL
Legal Block3
JurisdictionROWLEY MA
Township / Civil DivisionROWLEY
Census Block Group1
Census Block1048
Census Tract270100

Owner

Source: Essex County and Rowley Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address302 MAIN ST, ROWLEY, MA 01969-1511
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 3, 2021Quit Claim Deed, Transfer
Quitclaim
Jun 19, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 27, 2015 · Amount on Record
Deed SaleAug 27, 2015 · Amount on Record
Prior SaleNov 2, 2007 · Amount on Record
Deed Book / Page34329 / 540
Last Transfer DateDec 3, 2021
Transfer Doc040545-472
Record UpdatedOct 29, 2026

December 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionROWLEY MA
Recording DateDec 3, 2021
Property Address302 MAIN ST, ROWLEY, MA 01969-1511
Document Number040545-472
Book / Page40545 / 472
Instrument DateDec 3, 2021
Instrument20211203004280
Transaction TypeTransfer
Record UpdatedDec 17, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address302 MAIN ST, ROWLEY, MA 01969-1511

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROWLEY MA
Property Address302 MAIN ST, ROWLEY, MA 01969-1511
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number38629-58
DateJun 19, 2020
Book Page38629/58
Instrument20200619003010
Lender
NameRESIDENTIAL MORTGAGE SERVICES
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

Tax Assessment & Valuation

Source: Essex County and Rowley Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionRowley Town
Unified School DistrictTriton School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,885.00 (+10.66%)$734,900 (+7.73%) Land $275,400 Building $459,500$658,056
2025$8,029.00 (+1.07%)$682,200 (+3.91%) Land $262,300 Building $419,900
2024$7,944.00 (+9.69%)$656,500 (+18.03%) Land $249,800 Building $406,700
2023$7,242.00$556,200 Land $217,200 Building $339,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims2 (2017–2024)
Claims Outside the SFHA1 of 2
Most Recent ClaimMar 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROWLEY WATER DEPARTMENT
serves 6,161 people · EPA ID MA3254000
Water SourceGroundwater
Last State InspectionDec 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880

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