Essex County and Rowley Town property record for 294 Main St, Rowley, MA 01969
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 2,148 sqft · built 1900 |
| Lot Size | 0.548 acres (23,890 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $319,000 (Sep 2001) |
| Tax Bill | $7,363 (2026) |
| Deeds & Mortgages | Aug 2025 Mortgage Mar 2022 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | ROWL M:0027 B:0002 L:0000 |
| Primary APN | ROWL M:0027 B:0002 L:0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Units | 2 Units |
| Stories | 3 Stories |
| Building Area | 2,148 sqft Living Area |
| Gross Area | 5,088 sqft |
| Basement Area | 900 sqft |
| Unfinished Basement | 900 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 23,890 sqft (0.548 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 294 MAIN ST |
|---|---|
| City | ROWLEY |
| State | MA |
| Zip | 01969-1512 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | OUT |
| Legal Block | 2 |
| Jurisdiction | ROWLEY MA |
| Township / Civil Division | ROWLEY |
| Census Block Group | 1 |
| Census Block | 1048 |
| Census Tract | 270100 |
Source: Essex County and Rowley Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 294 MAIN ST, ROWLEY, MA 01969-1512 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 22, 2025 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| Mar 4, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance NEWREZ LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 28, 2001 · Amount on Record |
| Deed Sale | Sep 28, 2001 · Amount on Record |
| Deed Book / Page | 17703 / 521 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWLEY MA |
| Property Address | 294 MAIN ST, ROWLEY, MA 01969-1512 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0042904-30 |
|---|---|
| Date | Aug 22, 2025 |
| Book Page | 42904/30 |
| Instrument | 20250822001780 |
| Name | NEWREZ LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWLEY MA |
| Property Address | 294 MAIN ST, ROWLEY, MA 01969-1512 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 040766-477 |
|---|---|
| Date | Mar 4, 2022 |
| Book Page | 40766/477 |
| Instrument | 20220304000110 |
| Name | NEWREZ LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Apr 1, 2032 |
Source: Essex County and Rowley Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Rowley Town |
| Unified School District | Triton School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,363.00 (+10.27%) | $609,000 (+7.35%) Land $277,000 Building $332,000 | $663,343 |
| 2025 | $6,677.00 (+1.2%) | $567,300 (+4.03%) Land $263,800 Building $303,500 | |
| 2024 | $6,598.00 (+8.95%) | $545,300 (+17.24%) Land $251,200 Building $294,100 | |
| 2023 | $6,056.00 | $465,100 Land $218,400 Building $246,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 2 (2017–2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Mar 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROWLEY WATER DEPARTMENT serves 6,161 people · EPA ID MA3254000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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