302 Locust St, Dubuque, IA 52001 Property Records

Dubuque County property record for 302 Locust St, Dubuque, IA 52001

Property Summary

Property TypeProfessional Building (Legal, Insurance, Real Estate, Business)
Details10,800 sqft · built 1901
Lot Size0.169 acres (7,366 sqft)
OwnerCompany Name on Record
Last Sale$1,100,000 (Aug 2022)
Tax Bill$23,182 (2024)
Deeds & MortgagesSep 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN10-25-240-013

Property Details

APN / Parcel Number

Primary APN10-25-240-013

Interior

Stories2 Stories
Building Area10,800 sqft Gross Area
1st Floor Area3,762 sqft
Basement Area3,762 sqft

Exterior

Year BuiltBuilt 1901
Exterior MaterialStucco
Roof MaterialUrethane Foam
Lot Area7,366 sqft (0.169 acres)

Utilities, Heating & Cooling

Water SourceCommercial

Location & Zoning

Street Address302 LOCUST ST
CityDUBUQUE
StateIA
Zip52001-6933
Property CategoryCommercial
Property TypeCommercial > Office > Professional Building (Legal, Insurance, Real Estate, Business)
Legal DescriptionCITY LOTS 89 & 89A
Legal Lot Number89
JurisdictionDUBUQUE IA
Township / Civil DivisionDUBUQUE
Census Block Group2
Census Block2019
Census Tract100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Cathedral Historic District (Boundary Increase)
listed 2013 · 16 contributing resources · NRIS 13000066

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Dubuque County records, as of October 6, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address302 LOCUST ST, DUBUQUE, IA 52001-6933
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 31, 2022 · Amount on Record
Deed SaleAug 31, 2022 · Amount on Record
Deed Document Number0002211685
Prior Transfer DateApr 1, 2015
Prior Transfer Doc2015-00003708
Record UpdatedJun 8, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUBUQUE IA
Property Address302 LOCUST ST, DUBUQUE, IA 52001-6933
Transaction TypeMortgage
Record UpdatedOct 7, 2022
Title CompanyPREMIER TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address302 LOCUST ST, DUBUQUE, IA 52001-6933

Mortgage

Document Number0000011686
DateSep 19, 2022
Instrument2022-00011686
Lender
NamePREMIER BANK
TypeBank
AddressDUBUQUE, IA 52002
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueSep 18, 2042

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyDubuque County
MunicipalityDubuque City
Unified School DistrictDubuque Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,232,900 (+27.59%) Land $59,700 Building $1,173,200$1,232,900 (+27.59%) Land $59,700 Building $1,173,200
2024$23,182.00 (+200.75%)
2023$966,300 (+135.04%) Land $52,700 Building $913,600$966,300 (+135.04%) Land $52,700 Building $913,600
2022$7,708.00$411,120 Land $52,660 Building $358,460
2021$411,120 Land $52,660 Building $358,460

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDUBUQUE WATER WORKS
serves 59,667 people · EPA ID IA3126052
Water SourceGroundwater
Last State InspectionJan 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
CenturyLink
DSL · Fiber in parts of the area
140 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Comelec Internet Services, ImOn Communications, Nextlink, Verizon.

Nearby Properties on Locust St

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