Dubuque County property record for 198 Locust St, Dubuque, IA 52001
| Property Type | Professional Building (Legal, Insurance, Real Estate, Business) |
|---|---|
| Details | 3,116 sqft · built 1958 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $43,000 (Sep 2007) |
| Tax Bill | $7,732 (2024) |
| Deeds & Mortgages | Mar 2018 Mortgage Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-25-281-001 |
| Primary APN | 10-25-281-001 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,116 sqft Gross Area |
| 1st Floor Area | 1,363 sqft |
| Year Built | Built 1958 |
|---|---|
| Exterior Material | Composition/Composite |
| Construction Type | Frame |
| Roof Material | Shingle |
| Lot Area | 4,792 sqft (0.11 acres) |
| Water Source | Commercial |
|---|
| Street Address | 198 LOCUST ST |
|---|---|
| City | DUBUQUE |
| State | IA |
| Zip | 52001-7624 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Professional Building (Legal, Insurance, Real Estate, Business) |
| Local Zoning Code | CI |
| Legal Description | W 74' OF CITY LOT 84 |
| Legal Subdivision | DUBUQUE |
| Legal Lot Number | 84 |
| Jurisdiction | DUBUQUE IA |
| Township / Civil Division | DUBUQUE |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Cathedral Historic District (Boundary Increase) listed 2013 · 16 contributing resources · NRIS 13000066 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Dubuque County records, as of October 6, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 568 W 7TH ST, DUBUQUE, IA 52001-6617 |
| Date | Document |
|---|---|
| Mar 13, 2018 | Deed of Trust, Mortgage AMERICAN TRUST & SAVINGS BANK |
| Nov 21, 2019 | Deed of Trust, Mortgage PREMIER BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 11, 2007 · Amount on Record |
| Deed Sale | Sep 11, 2007 · Amount on Record |
| Deed Document Number | 00D0714080 |
| Deed Book / Page | D07 / 14080 |
| Last Transfer Date | Sep 13, 2007 |
| Transfer Doc | 0000014080 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Property Address | 198 LOCUST ST, DUBUQUE, IA 52001-7624 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000002494 |
|---|---|
| Date | Mar 13, 2018 |
| Instrument | 2018-00002494 |
| Name | AMERICAN TRUST & SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | DUBUQUE, IA 52004 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Property Address | 198 LOCUST ST, DUBUQUE, IA 52001-7624 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000014582 |
|---|---|
| Date | Nov 21, 2019 |
| Instrument | 2019-00014582 |
| Name | PREMIER BANK |
|---|---|
| Type | Bank |
| Address | DUBUQUE, IA 52002 |
| Amount | Amount Recorded |
|---|
Source: Dubuque County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Dubuque County |
| Municipality | Dubuque City |
| Unified School District | Dubuque Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $408,800 (+15.38%) Land $38,800 Building $370,000 | $408,800 (+15.38%) Land $38,800 Building $370,000 | |
| 2024 | $7,732.00 (+16.76%) | ||
| 2023 | $354,300 (+21.29%) Land $34,500 Building $319,800 | $354,300 (+21.29%) Land $34,500 Building $319,800 | |
| 2022 | $6,622.00 | $292,120 Land $34,500 Building $257,620 | |
| 2021 | $292,120 Land $34,500 Building $257,620 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 9, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Comelec Internet Services, ImOn Communications, Nextlink, Verizon.
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