302 Elm Dr, Rockwall, TX 75087 Property Records

Rockwall County property record for 302 Elm Dr, Rockwall, TX 75087

Property Summary

Property Type	Single Family Home
Details	1,216 sqft · built 1980
Lot Size	0.256 acres (11,151 sqft)
Owner	Individual Name on File
Last Sale	$326,300 (Jun 2021)
Tax Bill	$4,583 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`395000110003000R`

Property Details

APN / Parcel Number

Primary APN	`395000110003000R`
Alternative APNs	`R18095` `18095`

Interior

Stories	1 Story
Building Area	1,216 sqft Living Area
Gross Area	1,591 sqft
1st Floor Area	1,216 sqft
Flooring	Wood

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2005
Exterior Material	Wood Siding
Roof Material	Composition Shingle
Lot Area	11,151 sqft (0.256 acres)
Lot Dimensions	149 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	599 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	302 ELM DR
City	ROCKWALL
State	TX
Zip	75087-2847
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF2
Legal Description	HIGHWOOD, BLOCK 11, LOT 3
Legal Subdivision	HIGHWOOD
Legal Block	11
Legal Lot Number	3
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHWEST ROCKWALL
Census Block Group	3
Census Block	3020
Census Tract	40101

Owner

302 Elm Dr is owned and occupied by an individual who bought it in June 2021.

Source: Rockwall County records, as of August 11, 2026

Owner of Record	Individual Name on File
Mailing Address	302 ELM DR, ROCKWALL, TX 75087-2847
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2021	Vendor's Lien, Transfer · Conventional Mortgage HIGHLAND HOMELOANS LLC
Apr 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage LEADER ONE FINANCIAL CORP
Jan 23, 2017	Vendor's Lien, Transfer · Conventional Mortgage WR STARKEY MORTGAGE LLP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2021 · Amount on File
Deed Sale	Jun 29, 2021 · Amount on File
Prior Sale	Jan 23, 2017 · Amount on File
Deed Document Number	202117511
Prior Transfer Date	Jun 24, 2021
Prior Transfer Doc	0000017511
Record Updated	Sep 20, 2026

June 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Jun 29, 2021
Property Address	302 ELM DR, ROCKWALL, TX 75087-2847
Document Number	0000017511
Map Reference	VOL 50 PG 618
Instrument Date	Jun 24, 2021
Instrument	20210000017511
Transaction Type	Transfer
Record Updated	Jul 14, 2021
Title Company	SECURED TITLE PARTNERS, SECURED TITLE OF TEXAS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8212 LIBERTY GROVE RD, 8212, ROWLETT, TX 75089-2322

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	786 BORDEAUX DR, ROCKWALL, TX 75087-0029

Mortgage

Document Number	0000017512
Date	Jun 29, 2021
Instrument	20210000017512

Lender

Name	HIGHLAND HOMELOANS LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	302 ELM DR, ROCKWALL, TX 75087-2847
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007719
Date	Apr 17, 2020
Instrument	20200000007719

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company
Address	OVERLAND PARK, KS 66210

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2040

January 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Jan 23, 2017
Property Address	302 ELM DR, ROCKWALL, TX 75087-2847
Document Number	0000001209
Map Reference	VOL50 PG618
Instrument Date	Jan 20, 2017
Instrument	20170000001209
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	606 LIMMERHILL DR, 606, ROCKWALL, TX 75087-6572

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 ELM DR, ROCKWALL, TX 75087-2847

Mortgage

Document Number	0000001210
Date	Jan 23, 2017
Instrument	20170000001210

Lender

Name	WR STARKEY MORTGAGE LLP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 302 Elm Dr was $4,583 with a homeowner's exemption, down 1.1% from the year before.

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Municipality	Rockwall City
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$376,764 (-2.34%) Land $181,500 Building $195,264	$376,764 (-6.19%) Land $181,500 Building $195,264
2025	$4,583.00 (-1.14%) Homeowner's exemption	$385,777	$401,610 Land $192,000 Building $209,610
2024	$4,636.00 (+16.75%)
2023	$3,971.00 Homeowner's exemption	$410,190 Land $195,000 Building $215,190	$410,190 Land $195,000 Building $215,190
2021	$3,786.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 302 Elm Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 302 Elm Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROCKWALL serves 55,250 people · EPA ID TX1990001
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jul 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Novos Fiber Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wi-Five Broadband Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Nextlink, Verizon.

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