317 Elm Dr, Rockwall, TX 75087 Property Records

Rockwall County property record for 317 Elm Dr, Rockwall, TX 75087

Property Summary

Property Type	Single Family Home
Details	4,192 sqft · built 1980
Lot Size	0.256 acres (11,151 sqft)
Owner	2 Individual Names on Record
Last Sale	$125,000 (Feb 2006)
Tax Bill	$1,538 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`395000120007000R`

Property Details

APN / Parcel Number

Primary APN	`395000120007000R`
Alternative APNs	`R18113` `R91607` `18113`

Interior

Stories	1 Story
Building Area	4,192 sqft Living Area
Gross Area	5,456 sqft
1st Floor Area	4,192 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Wood Siding
Roof Material	Composition Shingle
Lot Area	11,151 sqft (0.256 acres)
Lot Dimensions	128 ft deep x 87 ft wide
Garage Type	Attached
Garage Area	272 sqft

Exterior Amenities

Porch	Covered Porch
Porch Area	192 sqft
Storage Building	108 sqft
Total Buildings	2 Buildings

Location & Zoning

Street Address	317 ELM DR
City	ROCKWALL
State	TX
Zip	75087-2846
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF2
Legal Description	HIGHWOOD BLK 12 LOT 7 - UDI: 50.000000%
Legal Subdivision	HIGHWOOD
Legal Tract	7
Legal Block	12
Legal Lot Number	7
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHWEST ROCKWALL
Census Block Group	3
Census Block	3022
Census Tract	40101

Owner

Source: Rockwall County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	317 ELM DR, ROCKWALL, TX 75087-2846
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2019	Deed of Trust, Mortgage EECU
Oct 12, 2018	Deed of Trust, Mortgage EECU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2006 · Amount on Record
Deed Sale	Feb 13, 2006 · Amount on Record
Deed Document Number	2006347448
Deed Book / Page	4422 / 1
Last Transfer Date	Jun 24, 2025
Transfer Doc	0000011467
Record Updated	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	317 ELM DR, ROCKWALL, TX 75087-2846
Document Number	0000021266
Instrument Date	Oct 26, 2019
Transaction Type	Mortgage
Record Updated	Dec 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	317 ELM DR ROCKWALL TX 750872846, ROCKWALL, TX 75087-2846

Mortgage

Document Number	0000021266
Date	Nov 25, 2019
Instrument	21266

Lender

Name	EECU
Type	Credit Union
Address	FORT WORTH, TX 76102

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 24, 2049

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	317 ELM DR, ROCKWALL, TX 75087-2846
Document Number	0000018950
Instrument Date	Oct 12, 2018
Transaction Type	Mortgage
Record Updated	Nov 2, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	317 ELM DR ROCKWALL TX 750872846, ROCKWALL, TX 75087-2846

Mortgage

Document Number	0000018950
Date	Oct 23, 2018
Instrument	18950

Lender

Name	EECU
Type	Credit Union
Address	FORT WORTH, TX 76102

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Oct 22, 2033

Tax Assessment & Valuation

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Municipality	Rockwall City
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$151,757 (+4.62%) Land $90,750 Building $61,007	$151,757 (-7.13%) Land $90,750 Building $61,007
2025	$1,538.00 (-3.94%) Homeowner's exemption	$145,060 (-14.67%)	$163,414 (-3.88%) Land $96,000 Building $67,414
2024	$1,601.00 (-8.98%)
2023		$170,005 Land $97,500 Building $72,505	$170,005 Land $97,500 Building $72,505
2021	$1,759.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROCKWALL serves 55,250 people · EPA ID TX1990001
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jul 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Novos Fiber Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wi-Five Broadband Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Nextlink, Verizon.

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