302 Eagle Crest Ct, Cumming, GA 30028 Property Records

Cherokee County property record for 302 Eagle Crest Ct, Cumming, GA 30028

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,683 sqft · built 2004
Lot Size	1.14 acres (49,658 sqft)
Owner	Individual Name on File
Last Sale	$862,500 (Jan 2025)
Tax Bill	$6,853 (2025)
Deeds & Mortgages	Sep 2023 Second Mortgage Sep 2022 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`03N27 076`

Property Details

APN / Parcel Number

Primary APN	`03N27 076`
Alternative APNs	`1194516` `386969`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,683 sqft Heated Area
1st Floor Area	2,367 sqft
Basement Area	4,734 sqft
Finished Basement	1,172 sqft
Unfinished Basement	3,562 sqft
Flooring	Plywood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Architectural Style	Ranch
Exterior Material	Fiber Cement Siding
Foundation Type	Footing
Roof Type	Hip
Roof Material	Wood Shingle
Lot Area	49,658 sqft (1.14 acres)
Garage Area	767 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	369 sqft
Deck Area	252 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	386969
Old Parcel Number	03N27076
Street Address	302 EAGLE CREST CT
City	CUMMING
State	GA
Zip	30028-7206
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	LOT 13 WOLF CREEK PARK U 2 77/64
Legal Subdivision	WOLF CREEK
Legal Lot Number	13
Jurisdiction	CHEROKEE GA
Township / Civil Division	LATHEMTOWN
Census Block Group	1
Census Block	1009
Census Tract	90507

Owner

302 Eagle Crest Ct is owned and occupied by an individual who bought it in January 2025.

Source: Cherokee County records, as of November 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	302 EAGLE CREST CT, CUMMING, GA 30028-7206
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Sep 27, 2022	Deed of Trust, Mortgage · Line of Credit THIRD FEDERAL SAVINGS AND LOAN
Jun 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN HOME MORTGAGE CORP
Nov 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN HOME MORTGAGE
Oct 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE ISAOA
Apr 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE ISAOA
Jul 17, 2018	Deed of Trust, Mortgage · Line of Credit SUNTRUST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2025 · Amount on File
Deed Sale	Jan 21, 2025 · Amount on File
Prior Sale	Jun 8, 2017 · Amount on File
Deed Document Number	0150011161
Deed Book / Page	15001 / 1161
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE GA
Property Address	302 EAGLE CREST CT, CUMMING, GA 30028-7206
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 EAGLE CREST CT, CUMMING, GA 30028-7206

Mortgage

Document Number	0148991338
Date	Sep 15, 2023
Book Page	0000014899/0000001338

Lender

Name	DISCOVER BANK

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE GA
Property Address	302 EAGLE CREST CT, CUMMING, GA 30028-7206
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 EAGLE CREST CT, CUMMING, GA 30028-7206

Mortgage

Document Number	0148252901
Date	Sep 27, 2022
Book Page	0000014825/0000002901
Instrument	2022037463

Lender

Name	THIRD FEDERAL SAVINGS AND LOAN

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE GA
Property Address	302 EAGLE CREST CT, CUMMING, GA 30028-7206
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0141870178
Date	Jun 20, 2017
Book Page	14187/178
Instrument	2017021312

Lender

Name	AMERICAN HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2047

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE GA
Property Address	302 EAGLE CREST CT, CUMMING, GA 30028-7206
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 EAGLE CREST CT, CUMMING, GA 30028-7206

Mortgage

Document Number	0144181529
Date	Nov 25, 2019
Book Page	0000014418/0000001529
Instrument	2019042458

Lender

Name	AMERICAN HOME MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE GA
Property Address	302 EAGLE CREST CT, CUMMING, GA 30028-7206
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 EAGLE CREST CT, CUMMING, GA 30028-7206

Mortgage

Document Number	0147171821
Date	Oct 22, 2021
Book Page	0000014717/0000001821
Instrument	2021057733

Lender

Name	BETTER MORTGAGE ISAOA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE GA
Property Address	302 EAGLE CREST CT, CUMMING, GA 30028-7206
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 EAGLE CREST CT, CUMMING, GA 30028-7206

Mortgage

Document Number	0146282338
Date	Apr 8, 2021
Book Page	0000014628/0000002338
Instrument	2021019530

Lender

Name	BETTER MORTGAGE ISAOA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE GA
Property Address	302 EAGLE CREST CT, CUMMING, GA 30028-7206
Document Number	0142892923
Instrument Date	Jul 17, 2018
Transaction Type	Mortgage
Record Updated	Sep 19, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 EAGLE CREST CT CUMMING GA 300287206, CUMMING, GA 30028-7206

Mortgage

Document Number	0142892923
Date	Jul 30, 2018
Book Page	014289/002923

Lender

Name	SUNTRUST BK
Type	Bank
Address	ATLANTA, GA 30328

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 29, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 302 Eagle Crest Ct was $6,853 with a homeowner's exemption.

Source: Cherokee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,853.00 Homeowner's exemption	$297,680 Land $80,000 Building $217,680	$744,200 Land $200,000 Building $544,200
2023		$268,200 (+12.97%) Land $60,000 Building $208,200	$670,500 (+12.97%) Land $150,000 Building $520,500
2022	$6,160.00 Homeowner's exemption	$237,400 Land $50,400 Building $187,000	$593,500 Land $126,000 Building $467,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 302 Eagle Crest Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 14, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 302 Eagle Crest Ct is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 58% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHEROKEE COUNTY serves 224,427 people · EPA ID GA0570002
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: AT&T, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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